X-ray ribs 2 views left at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$400.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$500.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.91 with Blue_Cross vs $497.84 with United_Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue_Cross Capital_Blue_Performance_PPO $19.91 ↓ -95%
UPMC_Medicaid All_Plans $20.63 ↓ -95%
Geisinger_Medicaid All_Plans $33.13 ↓ -92%
Highmark_Wholecare_Gateway_Medicaid All_Plans $33.13 ↓ -92%
PA_Health_&_Wellness_Medicaid All_Plans $33.13 ↓ -92%
Health_Partners_Medicaid All_Other_Plans $33.13 ↓ -92%
Amerihealth_Caritas_Medicaid All_Plans $37.63 ↓ -91%
United_Medicaid Community_Plan_For_Kids $91.03 ↓ -77%
Blue_Cross_BlueJourney_Medicare All_Plans $91.03 ↓ -77%
Highmark_Medicare All_Plans $91.94 ↓ -77%
Highmark_Wholecare_Gateway_Medicare All_Plans $91.94 ↓ -77%
Aetna_Medicare All_Plans $93.76 ↓ -77%
Aetna_Advantra_Medicare All_Plans $93.76 ↓ -77%
Devoted_Medicare All_Plans $95.58 ↓ -76%
United_Medicare ISNP_DSNP_Plans $95.58 ↓ -76%
Amerihealth_Medicare All_Plans $96.04 ↓ -76%
Geisinger_Gold_Medicare All_Plans $97.40 ↓ -76%
Jefferson_Health_Medicare_Advantage All_Plans $98.31 ↓ -75%
PA_Health_&_Wellness_Medicare All_Plans $98.31 ↓ -75%
WellSpan_Capital_Blue_Cross All_Plans $108.00 ↓ -73%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $118.34 ↓ -70%
UPMC_Medicare UPMC_for_Life_Complete_Care $118.34 ↓ -70%
Blue_Cross Capital_Cares_4_kids $130.65 ↓ -67%
Highmark Higmark_Healthy_Kids $137.46 ↓ -66%
Health_Partners_Medicaid Kidz_Partners $150.20 ↓ -62%
Blue_Cross All_Other_Plans $186.64 ↓ -53%
UPMC UPMC_For_Kids $300.00 ↓ -25%
Aetna_Better_Health_Kids All_Plans $309.50 ↓ -23%
Aetna All_Plans $335.50 ↓ -16%
Geisinger All_Plans $370.00 ↓ -8%
Cigna All_Plans $372.40 ↓ -7%
Aetna PPO_Plan $380.50 ↓ -5%
Cigna PPO_Plan $391.05 ↓ -2%
Highmark All_Other_Plans $404.93 ↑ +1%
Highmark Shared_Cost_Blue_PPO $404.93 ↑ +1%
Highmark My_Direct_Blue $404.93 ↑ +1%
Highmark Choice_Blue_PPO $404.93 ↑ +1%
Highmark Blue_Cross_High_Performance_Network $404.93 ↑ +1%
Performance_Blue Blue_Cross_High_Performance_Network $404.93 ↑ +1%
First_Health_Network All_Plans $475.00 ↑ +19%
United_Healthcare All_Plans $497.84 ↑ +24%

Visitor-reported prices

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X-ray ribs 2 views left at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $180.60 $16.50 – $240.80
UPMC Bedford Everett $100.20 $27.82 – $150.30
UPMC Carlisle Carlisle $188.40 $21.61 – $419.44
UPMC Cole Coudersport $84.00 $27.82 – $112.00
UPMC Community Osteopathic Harrisburg $188.40 $21.61 – $266.90
UPMC East Monroeville $436.20 $29.15 – $581.60
UPMC Hamot Erie $337.20 $25.96 – $118.50
UPMC Northwest Seneca $175.20 $29.15 – $88.15

All Pennsylvania hospitals for this procedure →