X-ray exam entire spi 4/5 vw at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$740.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$926.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.59 with Blue_Cross vs $879.70 with First_Health_Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue_Cross Capital_Blue_Performance_PPO $46.59 ↓ -94%
UPMC_Medicaid All_Plans $46.59 ↓ -94%
PA_Health_&_Wellness_Medicaid All_Plans $64.15 ↓ -91%
Health_Partners_Medicaid All_Other_Plans $64.15 ↓ -91%
Highmark_Wholecare_Gateway_Medicaid All_Plans $64.15 ↓ -91%
Geisinger_Medicaid All_Plans $64.15 ↓ -91%
Amerihealth_Caritas_Medicaid All_Plans $72.87 ↓ -90%
WellSpan_Capital_Blue_Cross All_Plans $99.00 ↓ -87%
Blue_Cross_BlueJourney_Medicare All_Plans $109.94 ↓ -85%
United_Medicaid Community_Plan_For_Kids $109.94 ↓ -85%
Highmark_Medicare All_Plans $111.04 ↓ -85%
Highmark_Wholecare_Gateway_Medicare All_Plans $111.04 ↓ -85%
Aetna_Medicare All_Plans $113.24 ↓ -85%
Aetna_Advantra_Medicare All_Plans $113.24 ↓ -85%
Devoted_Medicare All_Plans $115.44 ↓ -84%
United_Medicare ISNP_DSNP_Plans $115.44 ↓ -84%
Amerihealth_Medicare All_Plans $115.99 ↓ -84%
Geisinger_Gold_Medicare All_Plans $117.64 ↓ -84%
Jefferson_Health_Medicare_Advantage All_Plans $118.74 ↓ -84%
PA_Health_&_Wellness_Medicare All_Plans $118.74 ↓ -84%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $142.92 ↓ -81%
UPMC_Medicare UPMC_for_Life_Complete_Care $142.92 ↓ -81%
Highmark Higmark_Healthy_Kids $166.02 ↓ -78%
Health_Partners_Medicaid Kidz_Partners $181.40 ↓ -76%
Blue_Cross Capital_Cares_4_kids $305.73 ↓ -59%
Aetna_Better_Health_Kids All_Plans $373.80 ↓ -50%
Blue_Cross All_Other_Plans $436.75 ↓ -41%
Highmark All_Other_Plans $489.05 ↓ -34%
Highmark Shared_Cost_Blue_PPO $489.05 ↓ -34%
Highmark My_Direct_Blue $489.05 ↓ -34%
Highmark Choice_Blue_PPO $489.05 ↓ -34%
Highmark Blue_Cross_High_Performance_Network $489.05 ↓ -34%
Performance_Blue Blue_Cross_High_Performance_Network $489.05 ↓ -34%
UPMC UPMC_For_Kids $555.60 ↓ -25%
United_Healthcare All_Plans $602.31 ↓ -19%
Aetna All_Plans $621.35 ↓ -16%
Geisinger All_Plans $685.24 ↓ -8%
Cigna All_Plans $689.68 ↓ -7%
Aetna PPO_Plan $704.69 ↓ -5%
Cigna PPO_Plan $724.22 ↓ -2%
First_Health_Network All_Plans $879.70 ↑ +19%

Visitor-reported prices

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X-ray exam entire spi 4/5 vw at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $621.60 $32.57 – $828.80
UPMC Carlisle Carlisle $262.80 $48.82 – $372.30
UPMC Community Osteopathic Harrisburg $262.80 $48.82 – $398.55
UPMC East Monroeville $732.60 $32.88 – $976.80
UPMC Hamot Erie $786.60 $32.57 – $166.40
UPMC Northwest Seneca $200.40 $56.45 – $106.45
UPMC Hanover Hanover $262.80 $48.82 – $162.54
UPMC Horizon-Greenville Greenville $385.80 $56.45 – $109.49

All Pennsylvania hospitals for this procedure →