Treat knee fracture 27530 at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$1,445.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,807.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$160.63 with UPMC_Medicaid vs $1,716.65 with First_Health_Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $160.63 ↓ -89%
PA_Health_&_Wellness_Medicaid All_Plans $160.63 ↓ -89%
Highmark_Wholecare_Gateway_Medicaid All_Plans $160.63 ↓ -89%
Health_Partners_Medicaid All_Other_Plans $160.63 ↓ -89%
Geisinger_Medicaid All_Plans $160.63 ↓ -89%
Amerihealth_Caritas_Medicaid All_Plans $182.47 ↓ -87%
United_Medicaid Community_Plan_For_Kids $248.01 ↓ -83%
Blue_Cross_BlueJourney_Medicare All_Plans $248.01 ↓ -83%
Highmark_Wholecare_Gateway_Medicare All_Plans $250.49 ↓ -83%
Highmark_Medicare All_Plans $250.49 ↓ -83%
Aetna_Medicare All_Plans $255.45 ↓ -82%
Aetna_Advantra_Medicare All_Plans $255.45 ↓ -82%
Devoted_Medicare All_Plans $260.41 ↓ -82%
United_Medicare ISNP_DSNP_Plans $260.41 ↓ -82%
Amerihealth_Medicare All_Plans $261.65 ↓ -82%
Geisinger_Gold_Medicare All_Plans $265.37 ↓ -82%
PA_Health_&_Wellness_Medicare All_Plans $267.85 ↓ -81%
Jefferson_Health_Medicare_Advantage All_Plans $267.85 ↓ -81%
UPMC_Medicare UPMC_for_Life_Complete_Care $322.41 ↓ -78%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $322.41 ↓ -78%
Highmark Higmark_Healthy_Kids $374.52 ↓ -74%
Health_Partners_Medicaid Kidz_Partners $409.22 ↓ -72%
Aetna_Better_Health_Kids All_Plans $843.23 ↓ -42%
UPMC UPMC_For_Kids $1,084.20 ↓ -25%
Highmark Choice_Blue_PPO $1,103.22 ↓ -24%
Highmark My_Direct_Blue $1,103.22 ↓ -24%
Highmark All_Other_Plans $1,103.22 ↓ -24%
Performance_Blue Blue_Cross_High_Performance_Network $1,103.22 ↓ -24%
Highmark Shared_Cost_Blue_PPO $1,103.22 ↓ -24%
Highmark Blue_Cross_High_Performance_Network $1,103.22 ↓ -24%
Aetna All_Plans $1,212.50 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $1,301.04 ↓ -10%
Geisinger All_Plans $1,337.18 ↓ -8%
Cigna All_Plans $1,345.85 ↓ -7%
Aetna PPO_Plan $1,375.13 ↓ -5%
Cigna PPO_Plan $1,413.25 ↓ -2%
United_Healthcare All_Plans $1,696.77 ↑ +17%
First_Health_Network All_Plans $1,716.65 ↑ +19%

Visitor-reported prices

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Treat knee fracture 27530 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $759.00 $163.19 – $1,075.25
UPMC Cole Coudersport $1,266.00 $91.75 – $771.51
UPMC Community Osteopathic Harrisburg $759.00 $163.19 – $1,714.16
UPMC Hanover Hanover $759.00 $163.19 – $1,016.56
UPMC Kane Kane $397.80 $141.35 – $1,317.59
UPMC Lititz Lititz $759.00 $163.19 – $1,016.56
UPMC Memorial York $759.00 $163.19 – $1,016.56
UPMC Mercy Pittsburgh $3,073.80 $141.35 – $798.66

All Pennsylvania hospitals for this procedure →