Treat humerus fracture at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$580.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$725.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$216.88 with Geisinger_Medicaid vs $7,360.42 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Geisinger_Medicaid All_Plans $216.88 ↓ -63%
Highmark_Wholecare_Gateway_Medicaid All_Plans $216.88 ↓ -63%
PA_Health_&_Wellness_Medicaid All_Plans $216.88 ↓ -63%
UPMC_Medicaid All_Plans $216.88 ↓ -63%
Health_Partners_Medicaid All_Other_Plans $216.88 ↓ -63%
Amerihealth_Caritas_Medicaid All_Plans $246.37 ↓ -58%
UPMC UPMC_For_Kids $435.00 ↓ -25%
Aetna All_Plans $486.48 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $522.00 ↓ -10%
Geisinger All_Plans $536.50 ↓ -8%
Cigna All_Plans $539.98 ↓ -7%
Aetna PPO_Plan $551.73 ↓ -5%
Cigna PPO_Plan $567.02 ↓ -2%
United_Healthcare All_Plans $680.78 ↑ +17%
First_Health_Network All_Plans $688.75 ↑ +19%
United_Medicaid Community_Plan_For_Kids $1,654.66 ↑ +185%
Blue_Cross_BlueJourney_Medicare All_Plans $1,654.66 ↑ +185%
Highmark_Medicare All_Plans $1,671.21 ↑ +188%
Highmark_Wholecare_Gateway_Medicare All_Plans $1,671.21 ↑ +188%
Aetna_Medicare All_Plans $1,704.30 ↑ +194%
Aetna_Advantra_Medicare All_Plans $1,704.30 ↑ +194%
Devoted_Medicare All_Plans $1,737.39 ↑ +200%
United_Medicare ISNP_DSNP_Plans $1,737.39 ↑ +200%
Amerihealth_Medicare All_Plans $1,745.67 ↑ +201%
Geisinger_Gold_Medicare All_Plans $1,770.49 ↑ +205%
PA_Health_&_Wellness_Medicare All_Plans $1,787.03 ↑ +208%
Jefferson_Health_Medicare_Advantage All_Plans $1,787.03 ↑ +208%
UPMC_Medicare UPMC_for_Life_Complete_Care $2,151.06 ↑ +271%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $2,151.06 ↑ +271%
Highmark Higmark_Healthy_Kids $2,498.70 ↑ +331%
Health_Partners_Medicaid Kidz_Partners $2,730.19 ↑ +371%
Aetna_Better_Health_Kids All_Plans $5,625.84 ↑ +870%
Highmark Shared_Cost_Blue_PPO $7,360.42 ↑ +1169%
Highmark My_Direct_Blue $7,360.42 ↑ +1169%
Performance_Blue Blue_Cross_High_Performance_Network $7,360.42 ↑ +1169%
Highmark Choice_Blue_PPO $7,360.42 ↑ +1169%
Highmark Blue_Cross_High_Performance_Network $7,360.42 ↑ +1169%
Highmark All_Other_Plans $7,360.42 ↑ +1169%

Visitor-reported prices

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Treat humerus fracture at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $4,522.80 $173.50 – $6,030.40
UPMC Carlisle Carlisle $2,055.00 $220.34 – $2,911.25
UPMC Cole Coudersport $750.00 $182.18 – $1,041.88
UPMC Community Osteopathic Harrisburg $2,055.00 $220.34 – $2,911.25
UPMC East Monroeville $4,170.00 $190.85 – $5,560.00
UPMC Hamot Erie $3,123.00 $190.85 – $2,219.16
UPMC Hanover Hanover $2,055.00 $220.34 – $2,446.19
UPMC Jameson New Castle $379.80 $190.85 – $2,059.83

All Pennsylvania hospitals for this procedure →