Tissue culture skin/biopsy at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$591.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$739.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$140.73 with Blue_Cross_BlueJourney_Medicare vs $1,396.59 with Blue_Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue_Cross_BlueJourney_Medicare | All_Plans | $140.73 | ↓ -76% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $142.14 | ↓ -76% |
| Highmark_Medicare | All_Plans | $142.14 | ↓ -76% |
| Aetna_Advantra_Medicare | All_Plans | $144.95 | ↓ -75% |
| Aetna_Medicare | All_Plans | $144.95 | ↓ -75% |
| Devoted_Medicare | All_Plans | $147.77 | ↓ -75% |
| United_Medicare | ISNP_DSNP_Plans | $147.77 | ↓ -75% |
| Amerihealth_Medicare | All_Plans | $148.47 | ↓ -75% |
| Geisinger_Gold_Medicare | All_Plans | $150.58 | ↓ -75% |
| PA_Health_&_Wellness_Medicare | All_Plans | $151.99 | ↓ -74% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $151.99 | ↓ -74% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $182.95 | ↓ -69% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $182.95 | ↓ -69% |
| Amerihealth_Caritas_Medicaid | All_Plans | $189.00 | ↓ -68% |
| Blue_Cross | Capital_Blue_Performance_PPO | $205.48 | ↓ -65% |
| Highmark | Higmark_Healthy_Kids | $212.52 | ↓ -64% |
| Health_Partners_Medicaid | Kidz_Partners | $232.20 | ↓ -61% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $236.25 | ↓ -60% |
| Health_Partners_Medicaid | All_Other_Plans | $236.25 | ↓ -60% |
| UPMC_Medicaid | All_Plans | $236.25 | ↓ -60% |
| PA_Health_&_Wellness_Medicaid | All_Plans | $236.25 | ↓ -60% |
| Geisinger_Medicaid | All_Plans | $236.25 | ↓ -60% |
| United_Medicaid | Community_Plan_For_Kids | $246.28 | ↓ -58% |
| United_Healthcare | All_Plans | $422.19 | ↓ -29% |
| UPMC | UPMC_For_Kids | $443.40 | ↓ -25% |
| Aetna_Better_Health_Kids | All_Plans | $478.48 | ↓ -19% |
| Aetna | All_Plans | $495.87 | ↓ -16% |
| WellSpan_Capital_Blue_Cross | All_Plans | $532.08 | ↓ -10% |
| Geisinger | All_Plans | $546.86 | ↓ -8% |
| Cigna | All_Plans | $550.41 | ↓ -7% |
| Aetna | PPO_Plan | $562.38 | ↓ -5% |
| Cigna | PPO_Plan | $577.97 | ↓ -2% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $626.01 | ↑ +6% |
| Highmark | Shared_Cost_Blue_PPO | $626.01 | ↑ +6% |
| Highmark | My_Direct_Blue | $626.01 | ↑ +6% |
| Highmark | Choice_Blue_PPO | $626.01 | ↑ +6% |
| Highmark | Blue_Cross_High_Performance_Network | $626.01 | ↑ +6% |
| Highmark | All_Other_Plans | $626.01 | ↑ +6% |
| First_Health_Network | All_Plans | $702.05 | ↑ +19% |
| Blue_Cross | Capital_Cares_4_kids | $977.61 | ↑ +65% |
| Blue_Cross | All_Other_Plans | $1,396.59 | ↑ +136% |
Visitor-reported prices
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Tissue culture skin/biopsy at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,299.00 | $139.08 – $1,732.00 |
| UPMC Bedford | Everett | $1,359.60 | $50.78 – $2,039.40 |
| UPMC Carlisle | Carlisle | $1,007.40 | $139.32 – $1,427.15 |
| UPMC Cole | Coudersport | $635.40 | $53.00 – $847.20 |
| UPMC Community Osteopathic | Harrisburg | $1,007.40 | $139.32 – $1,427.15 |
| UPMC East | Monroeville | $2,340.60 | $139.08 – $3,120.80 |
| UPMC Hamot | Erie | $1,636.80 | $139.08 – $382.52 |
| UPMC Northwest | Seneca | $1,296.60 | $127.63 – $217.35 |