Psychotherapy patient individual therapy 30 minutes at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$363.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$454.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.50 with Highmark_Wholecare_Gateway_Medicaid vs $738.95 with Highmark — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $32.50 | ↓ -91% |
| Blue_Cross | Capital_Cares_4_kids | $114.10 | ↓ -69% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $147.58 | ↓ -59% |
| Blue_Cross | All_Other_Plans | $163.00 | ↓ -55% |
| Health_Partners_Medicaid | All_Other_Plans | $166.12 | ↓ -54% |
| United_Medicaid | Community_Plan_For_Kids | $166.12 | ↓ -54% |
| Blue_Cross_BlueJourney_Medicare | All_Plans | $166.12 | ↓ -54% |
| Highmark_Medicare | All_Plans | $167.78 | ↓ -54% |
| Aetna_Medicare | All_Plans | $171.10 | ↓ -53% |
| Aetna_Advantra_Medicare | All_Plans | $171.10 | ↓ -53% |
| United_Medicare | ISNP_DSNP_Plans | $174.43 | ↓ -52% |
| Devoted_Medicare | All_Plans | $174.43 | ↓ -52% |
| Amerihealth_Medicare | All_Plans | $175.26 | ↓ -52% |
| Geisinger_Gold_Medicare | All_Plans | $177.75 | ↓ -51% |
| PA_Health_&_Wellness_Medicare | All_Plans | $179.41 | ↓ -51% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $179.41 | ↓ -51% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $215.96 | ↓ -41% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $215.96 | ↓ -41% |
| Highmark | Higmark_Healthy_Kids | $250.86 | ↓ -31% |
| UPMC | UPMC_For_Kids | $272.40 | ↓ -25% |
| Health_Partners_Medicaid | Kidz_Partners | $274.10 | ↓ -25% |
| Aetna | All_Plans | $304.63 | ↓ -16% |
| WellSpan_Capital_Blue_Cross | All_Plans | $326.88 | ↓ -10% |
| Geisinger | All_Plans | $335.96 | ↓ -8% |
| Cigna | All_Plans | $338.14 | ↓ -7% |
| Aetna | PPO_Plan | $345.49 | ↓ -5% |
| Cigna | PPO_Plan | $355.07 | ↓ -2% |
| United_Healthcare | All_Plans | $426.31 | ↑ +17% |
| First_Health_Network | All_Plans | $431.30 | ↑ +19% |
| Aetna_Better_Health_Kids | All_Plans | $564.81 | ↑ +56% |
| Highmark | Blue_Cross_High_Performance_Network | $738.95 | ↑ +103% |
| Highmark | Choice_Blue_PPO | $738.95 | ↑ +103% |
| Highmark | All_Other_Plans | $738.95 | ↑ +103% |
| Highmark | Shared_Cost_Blue_PPO | $738.95 | ↑ +103% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $738.95 | ↑ +103% |
| Highmark | My_Direct_Blue | $738.95 | ↑ +103% |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 30 minutes at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Jameson | New Castle | $122.40 | $28.60 – $121.06 |
| UPMC Magee | Pittsburgh | $89.40 | $28.60 – $160.84 |
| UPMC Presbyterian | Pittsburgh | $175.20 | $28.60 – $168.50 |
| UPMC Wellsboro | Wellsboro | $128.00 | $28.60 – $87.38 |
| UPMC Western Psychiatric | Pittsburgh | $168.00 | $117.68 – $168.50 |