Phosphorus at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$15.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$29.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.74 with Blue_Cross_BlueJourney_Medicare vs $47.10 with Blue_Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue_Cross_BlueJourney_Medicare | All_Plans | $4.74 | ↓ -68% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $4.79 | ↓ -68% |
| Highmark_Medicare | All_Plans | $4.79 | ↓ -68% |
| Aetna_Advantra_Medicare | All_Plans | $4.88 | ↓ -67% |
| Aetna_Medicare | All_Plans | $4.88 | ↓ -67% |
| Devoted_Medicare | All_Plans | $4.98 | ↓ -67% |
| United_Medicare | ISNP_DSNP_Plans | $4.98 | ↓ -67% |
| Amerihealth_Medicare | All_Plans | $5.00 | ↓ -67% |
| Geisinger_Gold_Medicare | All_Plans | $5.07 | ↓ -66% |
| PA_Health_&_Wellness_Medicare | All_Plans | $5.12 | ↓ -66% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $5.12 | ↓ -66% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $6.16 | ↓ -59% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $6.16 | ↓ -59% |
| Amerihealth_Caritas_Medicaid | All_Plans | $6.55 | ↓ -56% |
| Blue_Cross | Capital_Blue_Performance_PPO | $6.93 | ↓ -54% |
| Highmark | Higmark_Healthy_Kids | $7.16 | ↓ -52% |
| Health_Partners_Medicaid | Kidz_Partners | $7.82 | ↓ -48% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $8.19 | ↓ -45% |
| PA_Health_&_Wellness_Medicaid | All_Plans | $8.19 | ↓ -45% |
| UPMC_Medicaid | All_Plans | $8.19 | ↓ -45% |
| Geisinger_Medicaid | All_Plans | $8.19 | ↓ -45% |
| Health_Partners_Medicaid | All_Other_Plans | $8.19 | ↓ -45% |
| United_Medicaid | Community_Plan_For_Kids | $8.30 | ↓ -45% |
| United_Healthcare | All_Plans | $14.22 | ↓ -5% |
| Aetna_Better_Health_Kids | All_Plans | $16.12 | ↑ +7% |
| UPMC | UPMC_For_Kids | $17.40 | ↑ +16% |
| Aetna | All_Plans | $19.46 | ↑ +30% |
| Aetna | PPO_Plan | $19.58 | ↑ +31% |
| WellSpan_Capital_Blue_Cross | All_Plans | $20.88 | ↑ +39% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $21.08 | ↑ +41% |
| Highmark | Shared_Cost_Blue_PPO | $21.08 | ↑ +41% |
| Highmark | My_Direct_Blue | $21.08 | ↑ +41% |
| Highmark | Choice_Blue_PPO | $21.08 | ↑ +41% |
| Highmark | Blue_Cross_High_Performance_Network | $21.08 | ↑ +41% |
| Highmark | All_Other_Plans | $21.08 | ↑ +41% |
| Geisinger | All_Plans | $21.46 | ↑ +43% |
| Cigna | All_Plans | $21.60 | ↑ +44% |
| Cigna | PPO_Plan | $22.68 | ↑ +51% |
| First_Health_Network | All_Plans | $27.55 | ↑ +84% |
| Blue_Cross | Capital_Cares_4_kids | $32.97 | ↑ +120% |
| Blue_Cross | All_Other_Plans | $47.10 | ↑ +214% |
Visitor-reported prices
Comments
Phosphorus at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $61.80 | $4.69 – $82.40 |
| UPMC Bedford | Everett | $33.00 | $1.71 – $49.50 |
| UPMC Carlisle | Carlisle | $24.00 | $4.69 – $34.00 |
| UPMC Cole | Coudersport | $37.80 | $3.08 – $50.40 |
| UPMC Community Osteopathic | Harrisburg | $24.60 | $4.69 – $34.00 |
| UPMC East | Monroeville | $70.80 | $4.44 – $94.40 |
| UPMC Hamot | Erie | $98.40 | $4.69 – $9.15 |
| UPMC Northwest | Seneca | $37.20 | $4.30 – $7.53 |