Pelvic CT scan (without contrast) at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$281.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,416.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$84.38 with UPMC_Medicaid vs $2,295.20 with First_Health_Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC_Medicaid | All_Plans | $84.38 | ↓ -70% |
| Blue_Cross_BlueJourney_Medicare | All_Plans | $109.94 | ↓ -61% |
| United_Medicaid | Community_Plan_For_Kids | $109.94 | ↓ -61% |
| Highmark_Medicare | All_Plans | $111.04 | ↓ -60% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $111.04 | ↓ -60% |
| Aetna_Medicare | All_Plans | $113.24 | ↓ -60% |
| Aetna_Advantra_Medicare | All_Plans | $113.24 | ↓ -60% |
| Devoted_Medicare | All_Plans | $115.44 | ↓ -59% |
| United_Medicare | ISNP_DSNP_Plans | $115.44 | ↓ -59% |
| Amerihealth_Medicare | All_Plans | $115.99 | ↓ -59% |
| Geisinger_Gold_Medicare | All_Plans | $117.64 | ↓ -58% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $118.74 | ↓ -58% |
| PA_Health_&_Wellness_Medicare | All_Plans | $118.74 | ↓ -58% |
| Geisinger_Medicaid | All_Plans | $140.63 | ↓ -50% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $140.63 | ↓ -50% |
| Health_Partners_Medicaid | All_Other_Plans | $140.63 | ↓ -50% |
| PA_Health_&_Wellness_Medicaid | All_Plans | $140.63 | ↓ -50% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $142.92 | ↓ -49% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $142.92 | ↓ -49% |
| Amerihealth_Caritas_Medicaid | All_Plans | $159.75 | ↓ -43% |
| Highmark | Higmark_Healthy_Kids | $166.02 | ↓ -41% |
| Health_Partners_Medicaid | Kidz_Partners | $181.40 | ↓ -35% |
| WellSpan_Capital_Blue_Cross | All_Plans | $237.00 | ↓ -16% |
| Blue_Cross | Capital_Blue_Performance_PPO | $245.00 | ↓ -13% |
| Aetna_Better_Health_Kids | All_Plans | $373.80 | ↑ +33% |
| Highmark | All_Other_Plans | $489.05 | ↑ +74% |
| Highmark | Shared_Cost_Blue_PPO | $489.05 | ↑ +74% |
| Highmark | My_Direct_Blue | $489.05 | ↑ +74% |
| Highmark | Choice_Blue_PPO | $489.05 | ↑ +74% |
| Highmark | Blue_Cross_High_Performance_Network | $489.05 | ↑ +74% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $489.05 | ↑ +74% |
| United_Healthcare | All_Plans | $602.31 | ↑ +114% |
| Blue_Cross | Capital_Cares_4_kids | $1,190.30 | ↑ +324% |
| UPMC | UPMC_For_Kids | $1,449.60 | ↑ +416% |
| Aetna | All_Plans | $1,621.14 | ↑ +477% |
| Cigna | All_Plans | $1,657.38 | ↑ +490% |
| Blue_Cross | All_Other_Plans | $1,700.42 | ↑ +505% |
| Cigna | PPO_Plan | $1,740.24 | ↑ +519% |
| Geisinger | All_Plans | $1,787.84 | ↑ +536% |
| Aetna | PPO_Plan | $1,838.58 | ↑ +554% |
| First_Health_Network | All_Plans | $2,295.20 | ↑ +717% |
Visitor-reported prices
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Pelvic CT scan (without contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,192.80 | $67.50 – $1,590.40 |
| UPMC Bedford | Everett | $847.80 | $36.58 – $1,271.70 |
| UPMC Carlisle | Carlisle | $876.00 | $88.42 – $1,241.00 |
| UPMC Cole | Coudersport | $599.40 | $118.12 – $799.20 |
| UPMC Community Osteopathic | Harrisburg | $876.00 | $58.60 – $1,014.27 |
| UPMC East | Monroeville | $1,863.00 | $101.65 – $2,484.00 |
| UPMC Hamot | Erie | $2,838.00 | $117.01 – $691.07 |
| UPMC Northwest | Seneca | $1,226.40 | $91.94 – $641.55 |