New Patient Office Visit (level 3) at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$467.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$584.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.00 with Health_Partners_Medicaid vs $592.69 with Highmark — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health_Partners_Medicaid | All_Other_Plans | $50.00 | ↓ -89% |
| UPMC_Medicaid | All_Plans | $50.00 | ↓ -89% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $50.00 | ↓ -89% |
| Geisinger_Medicaid | All_Plans | $50.00 | ↓ -89% |
| Amerihealth_Caritas_Medicaid | All_Plans | $77.04 | ↓ -84% |
| Blue_Cross_BlueJourney_Medicare | All_Plans | $133.24 | ↓ -71% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $134.57 | ↓ -71% |
| Highmark_Medicare | All_Plans | $134.57 | ↓ -71% |
| Aetna_Medicare | All_Plans | $137.24 | ↓ -71% |
| Aetna_Advantra_Medicare | All_Plans | $137.24 | ↓ -71% |
| United_Medicare | ISNP_DSNP_Plans | $139.90 | ↓ -70% |
| Devoted_Medicare | All_Plans | $139.90 | ↓ -70% |
| Amerihealth_Medicare | All_Plans | $140.57 | ↓ -70% |
| Geisinger_Gold_Medicare | All_Plans | $142.57 | ↓ -69% |
| PA_Health_&_Wellness_Medicare | All_Plans | $143.90 | ↓ -69% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $143.90 | ↓ -69% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $173.21 | ↓ -63% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $173.21 | ↓ -63% |
| Highmark | Higmark_Healthy_Kids | $201.21 | ↓ -57% |
| UPMC | UPMC_For_Kids | $350.40 | ↓ -25% |
| Aetna | All_Plans | $391.86 | ↓ -16% |
| WellSpan_Capital_Blue_Cross | All_Plans | $420.48 | ↓ -10% |
| Geisinger | All_Plans | $432.16 | ↓ -8% |
| Cigna | All_Plans | $434.96 | ↓ -7% |
| Aetna | PPO_Plan | $444.42 | ↓ -5% |
| Aetna_Better_Health_Kids | All_Plans | $453.02 | ↓ -3% |
| Cigna | PPO_Plan | $456.75 | ↓ -2% |
| United_Healthcare | All_Plans | $548.38 | ↑ +17% |
| First_Health_Network | All_Plans | $554.80 | ↑ +19% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $592.69 | ↑ +27% |
| Highmark | Shared_Cost_Blue_PPO | $592.69 | ↑ +27% |
| Highmark | My_Direct_Blue | $592.69 | ↑ +27% |
| Highmark | Choice_Blue_PPO | $592.69 | ↑ +27% |
| Highmark | Blue_Cross_High_Performance_Network | $592.69 | ↑ +27% |
| Highmark | All_Other_Plans | $592.69 | ↑ +27% |
Visitor-reported prices
Comments
New Patient Office Visit (level 3) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $230.40 | $20.00 – $307.20 |
| UPMC Bedford | Everett | $229.20 | $36.08 – $343.80 |
| UPMC Cole | Coudersport | $271.80 | $56.06 – $190.40 |
| UPMC Community Osteopathic | Harrisburg | $441.00 | $39.20 – $513.69 |
| UPMC East | Monroeville | $330.00 | $36.08 – $440.00 |
| UPMC Hamot | Erie | $231.60 | $59.67 – $274.62 |
| UPMC Northwest | Seneca | $281.40 | $59.67 – $156.84 |
| UPMC Hanover | Hanover | $117.60 | $68.90 – $136.50 |