N-invas est c ffr sw aly cta at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$3,644.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,556.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$763.04 with Highmark_Wholecare_Gateway_Medicaid vs $4,679.08 with Performance_Blue — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $763.04 | ↓ -79% |
| Aetna_Better_Health_Kids | All_Plans | $820.08 | ↓ -78% |
| Health_Partners_Medicaid | All_Other_Plans | $1,051.88 | ↓ -71% |
| Blue_Cross_BlueJourney_Medicare | All_Plans | $1,051.88 | ↓ -71% |
| United_Medicaid | Community_Plan_For_Kids | $1,051.88 | ↓ -71% |
| Highmark_Medicare | All_Plans | $1,062.40 | ↓ -71% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $1,062.40 | ↓ -71% |
| Aetna_Medicare | All_Plans | $1,083.44 | ↓ -70% |
| Aetna_Advantra_Medicare | All_Plans | $1,083.44 | ↓ -70% |
| United_Medicare | ISNP_DSNP_Plans | $1,104.47 | ↓ -70% |
| Devoted_Medicare | All_Plans | $1,104.47 | ↓ -70% |
| Amerihealth_Medicare | All_Plans | $1,109.73 | ↓ -70% |
| Geisinger_Gold_Medicare | All_Plans | $1,125.51 | ↓ -69% |
| PA_Health_&_Wellness_Medicare | All_Plans | $1,136.03 | ↓ -69% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $1,136.03 | ↓ -69% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $1,367.44 | ↓ -62% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $1,367.44 | ↓ -62% |
| Highmark | Higmark_Healthy_Kids | $1,588.44 | ↓ -56% |
| Health_Partners_Medicaid | Kidz_Partners | $1,735.60 | ↓ -52% |
| Blue_Cross | Capital_Cares_4_kids | $2,426.90 | ↓ -33% |
| Blue_Cross | Capital_Blue_Performance_PPO | $2,587.00 | ↓ -29% |
| UPMC | UPMC_For_Kids | $2,733.60 | ↓ -25% |
| Aetna | All_Plans | $3,057.08 | ↓ -16% |
| WellSpan_Capital_Blue_Cross | All_Plans | $3,280.32 | ↓ -10% |
| Geisinger | All_Plans | $3,371.44 | ↓ -8% |
| Cigna | All_Plans | $3,393.31 | ↓ -7% |
| Blue_Cross | All_Other_Plans | $3,467.00 | ↓ -5% |
| Aetna | PPO_Plan | $3,467.12 | ↓ -5% |
| Cigna | PPO_Plan | $3,563.25 | ↓ -2% |
| United_Healthcare | All_Plans | $4,278.08 | ↑ +17% |
| First_Health_Network | All_Plans | $4,328.20 | ↑ +19% |
| Highmark | All_Other_Plans | $4,679.08 | ↑ +28% |
| Highmark | Blue_Cross_High_Performance_Network | $4,679.08 | ↑ +28% |
| Highmark | Choice_Blue_PPO | $4,679.08 | ↑ +28% |
| Highmark | My_Direct_Blue | $4,679.08 | ↑ +28% |
| Highmark | Shared_Cost_Blue_PPO | $4,679.08 | ↑ +28% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $4,679.08 | ↑ +28% |
Visitor-reported prices
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N-invas est c ffr sw aly cta at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $1,919.40 | $438.26 – $2,719.15 |
| UPMC Community Osteopathic | Harrisburg | $1,919.40 | $639.80 – $2,719.15 |
| UPMC Hanover | Hanover | $1,919.40 | $852.97 – $1,555.06 |
| UPMC Lititz | Lititz | $1,919.40 | $852.97 – $1,563.46 |
| UPMC Memorial | York | $1,919.40 | $240.92 – $1,560.93 |
| UPMC Presbyterian | Pittsburgh | $2,562.00 | $298.40 – $1,074.22 |
| UPMC Somerset | Somerset | $1,919.40 | $292.60 – $1,047.46 |