Lead ingevity 45cm pfret MRI at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$582.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$727.65
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$334.62 with UPMC vs $529.82 with First_Health_Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC | UPMC_For_Kids | $334.62 | ↓ -43% |
| Aetna | All_Plans | $374.22 | ↓ -36% |
| WellSpan_Capital_Blue_Cross | All_Plans | $401.54 | ↓ -31% |
| Geisinger | All_Plans | $412.70 | ↓ -29% |
| Cigna | All_Plans | $415.37 | ↓ -29% |
| Aetna | PPO_Plan | $424.41 | ↓ -27% |
| Cigna | PPO_Plan | $436.18 | ↓ -25% |
| United_Healthcare | All_Plans | $523.68 | ↓ -10% |
| First_Health_Network | All_Plans | $529.82 | ↓ -9% |
Visitor-reported prices
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Lead ingevity 45cm pfret MRI at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,825.80 | $212.42 – $4,901.46 |
| UPMC Bedford | Everett | $1,224.60 | $257.83 – $4,901.46 |
| UPMC Cole | Coudersport | $691.20 | $218.88 – $921.60 |
| UPMC Community Osteopathic | Harrisburg | $2,715.00 | $905.00 – $4,901.46 |
| UPMC East | Monroeville | $6,252.00 | $227.43 – $4,901.46 |
| UPMC Hamot | Erie | $7,595.40 | $765.23 – $765.23 |
| UPMC Northwest | Seneca | $1,296.60 | $1,986.07 – $5,931.20 |
| UPMC Jameson | New Castle | $2,767.20 | $778.73 – $4,901.46 |