Interrog evl pm/ldls pm ip at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$224.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$280.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.39 with UPMC_Medicaid vs $3,467.00 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $12.39 ↓ -94%
Highmark_Wholecare_Gateway_Medicaid All_Plans $30.33 ↓ -86%
Geisinger_Medicaid All_Plans $30.33 ↓ -86%
PA_Health_&_Wellness_Medicaid All_Plans $30.33 ↓ -86%
Health_Partners_Medicaid All_Other_Plans $30.33 ↓ -86%
Amerihealth_Caritas_Medicaid All_Plans $34.45 ↓ -85%
United_Medicaid Community_Plan_For_Kids $38.55 ↓ -83%
Blue_Cross_BlueJourney_Medicare All_Plans $38.55 ↓ -83%
Highmark_Medicare All_Plans $38.94 ↓ -83%
Highmark_Wholecare_Gateway_Medicare All_Plans $38.94 ↓ -83%
Aetna_Advantra_Medicare All_Plans $39.71 ↓ -82%
Aetna_Medicare All_Plans $39.71 ↓ -82%
Devoted_Medicare All_Plans $40.48 ↓ -82%
United_Medicare ISNP_DSNP_Plans $40.48 ↓ -82%
Amerihealth_Medicare All_Plans $40.67 ↓ -82%
Geisinger_Gold_Medicare All_Plans $41.25 ↓ -82%
PA_Health_&_Wellness_Medicare All_Plans $41.63 ↓ -81%
Jefferson_Health_Medicare_Advantage All_Plans $41.63 ↓ -81%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $50.12 ↓ -78%
UPMC_Medicare UPMC_for_Life_Complete_Care $50.12 ↓ -78%
Highmark Higmark_Healthy_Kids $58.21 ↓ -74%
Health_Partners_Medicaid Kidz_Partners $63.61 ↓ -72%
Aetna_Better_Health_Kids All_Plans $131.07 ↓ -41%
UPMC UPMC_For_Kids $168.00 ↓ -25%
Highmark Blue_Cross_High_Performance_Network $171.48 ↓ -23%
Highmark Shared_Cost_Blue_PPO $171.48 ↓ -23%
Highmark My_Direct_Blue $171.48 ↓ -23%
Highmark Choice_Blue_PPO $171.48 ↓ -23%
Highmark All_Other_Plans $171.48 ↓ -23%
Performance_Blue Blue_Cross_High_Performance_Network $171.48 ↓ -23%
Aetna All_Plans $187.88 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $201.60 ↓ -10%
Geisinger All_Plans $207.20 ↓ -8%
Cigna All_Plans $208.54 ↓ -7%
Aetna PPO_Plan $213.08 ↓ -5%
Cigna PPO_Plan $218.99 ↓ -2%
United_Healthcare All_Plans $262.92 ↑ +17%
First_Health_Network All_Plans $266.00 ↑ +19%
Blue_Cross Capital_Cares_4_kids $2,426.90 ↑ +983%
Blue_Cross Capital_Blue_Performance_PPO $2,587.00 ↑ +1055%
Blue_Cross All_Other_Plans $3,467.00 ↑ +1448%

Visitor-reported prices

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Interrog evl pm/ldls pm ip at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $87.60 $25.47 – $116.80
UPMC Hamot Erie $204.00 $26.69 – $64.94
UPMC Jameson New Castle $205.20 $11.40 – $64.94
UPMC Magee Pittsburgh $197.40 $26.69 – $64.94
UPMC Passavant-McCandless Pittsburgh $369.60 $26.69 – $75.51
UPMC Presbyterian Pittsburgh $361.80 $11.89 – $85.89
UPMC St. Margaret Pittsburgh $96.00 $26.69 – $64.94
UPMC Williamsport Williamsport $234.00 $12.68 – $71.73

All Pennsylvania hospitals for this procedure →