Inj cntr knee arthro incl ct/mri at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$660.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$826.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.57 with UPMC_Medicaid vs $784.70 with First_Health_Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $41.57 ↓ -94%
UPMC UPMC_For_Kids $495.60 ↓ -25%
Aetna All_Plans $554.25 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $594.72 ↓ -10%
Geisinger All_Plans $611.24 ↓ -8%
Cigna All_Plans $615.20 ↓ -7%
Aetna PPO_Plan $628.59 ↓ -5%
Cigna PPO_Plan $646.01 ↓ -2%
United_Healthcare All_Plans $775.61 ↑ +17%
First_Health_Network All_Plans $784.70 ↑ +19%

Visitor-reported prices

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Inj cntr knee arthro incl ct/mri at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $121.80 $84.91 – $583.58
UPMC Carlisle Carlisle $186.60 $42.61 – $9,539.00
UPMC Community Osteopathic Harrisburg $186.60 $43.56 – $583.58
UPMC East Monroeville $235.20 $85.72 – $333.38
UPMC Hamot Erie $487.80 $84.91 – $724.53
UPMC Northwest Seneca $162.00 $168.45 – $420.55
UPMC Hanover Hanover $186.60 $43.56 – $583.58
UPMC Horizon-Greenville Greenville $154.80 $165.19 – $326.92

All Pennsylvania hospitals for this procedure →