Icd crtp serena MRI at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$6,768.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,461.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,868.63 with UPMC_Medicare vs $7,100.78 with First_Health_Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicare UPMC_for_Life_Complete_Care $1,868.63 ↓ -72%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $1,868.63 ↓ -72%
UPMC UPMC_For_Kids $4,484.70 ↓ -34%
Aetna All_Plans $5,015.39 ↓ -26%
WellSpan_Capital_Blue_Cross All_Plans $5,381.64 ↓ -20%
Geisinger All_Plans $5,531.13 ↓ -18%
Cigna All_Plans $5,567.01 ↓ -18%
Aetna PPO_Plan $5,688.09 ↓ -16%
Cigna PPO_Plan $5,845.81 ↓ -14%
United_Healthcare All_Plans $7,018.56 ↑ +4%
First_Health_Network All_Plans $7,100.78 ↑ +5%

Visitor-reported prices

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Icd crtp serena MRI at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $24,591.00 $3,865.36 – $32,964.74
UPMC Bedford Everett $13,146.00 $3,912.29 – $32,964.74
UPMC Cole Coudersport $5,940.00 $1,881.00 – $7,920.00
UPMC Community Osteopathic Harrisburg $24,360.60 $8,120.20 – $34,510.85
UPMC East Monroeville $47,350.20 $6,200.97 – $63,133.60
UPMC Hamot Erie $34,519.80 $6,142.48 – $6,142.48
UPMC Memorial York $24,360.60 $3,640.47 – $32,964.74
UPMC Mercy Pittsburgh $30,396.60 $6,142.48 – $26,030.37

All Pennsylvania hospitals for this procedure →