Ghs insertion of needle - bone at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$680.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$850.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$61.88 with UPMC_Medicaid vs $1,835.24 with Performance_Blue — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC_Medicaid | All_Plans | $61.88 | ↓ -91% |
| PA_Health_&_Wellness_Medicaid | All_Plans | $61.88 | ↓ -91% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $61.88 | ↓ -91% |
| Health_Partners_Medicaid | All_Other_Plans | $61.88 | ↓ -91% |
| Geisinger_Medicaid | All_Plans | $61.88 | ↓ -91% |
| Amerihealth_Caritas_Medicaid | All_Plans | $70.29 | ↓ -90% |
| Blue_Cross_BlueJourney_Medicare | All_Plans | $412.57 | ↓ -39% |
| United_Medicaid | Community_Plan_For_Kids | $412.57 | ↓ -39% |
| Highmark_Medicare | All_Plans | $416.70 | ↓ -39% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $416.70 | ↓ -39% |
| Aetna_Medicare | All_Plans | $424.95 | ↓ -38% |
| Aetna_Advantra_Medicare | All_Plans | $424.95 | ↓ -38% |
| Devoted_Medicare | All_Plans | $433.20 | ↓ -36% |
| United_Medicare | ISNP_DSNP_Plans | $433.20 | ↓ -36% |
| Amerihealth_Medicare | All_Plans | $435.26 | ↓ -36% |
| Geisinger_Gold_Medicare | All_Plans | $441.45 | ↓ -35% |
| PA_Health_&_Wellness_Medicare | All_Plans | $445.58 | ↓ -34% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $445.58 | ↓ -34% |
| UPMC | UPMC_For_Kids | $510.00 | ↓ -25% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $536.34 | ↓ -21% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $536.34 | ↓ -21% |
| Aetna | All_Plans | $570.35 | ↓ -16% |
| WellSpan_Capital_Blue_Cross | All_Plans | $612.00 | ↓ -10% |
| Highmark | Higmark_Healthy_Kids | $623.02 | ↓ -8% |
| Geisinger | All_Plans | $629.00 | ↓ -8% |
| Cigna | All_Plans | $633.08 | ↓ -7% |
| Aetna | PPO_Plan | $646.85 | ↓ -5% |
| Cigna | PPO_Plan | $664.79 | ↓ -2% |
| Health_Partners_Medicaid | Kidz_Partners | $680.74 | ↑ +0% |
| United_Healthcare | All_Plans | $798.15 | ↑ +17% |
| First_Health_Network | All_Plans | $807.50 | ↑ +19% |
| Aetna_Better_Health_Kids | All_Plans | $1,402.74 | ↑ +106% |
| Highmark | Shared_Cost_Blue_PPO | $1,835.24 | ↑ +170% |
| Highmark | My_Direct_Blue | $1,835.24 | ↑ +170% |
| Highmark | Choice_Blue_PPO | $1,835.24 | ↑ +170% |
| Highmark | Blue_Cross_High_Performance_Network | $1,835.24 | ↑ +170% |
| Highmark | All_Other_Plans | $1,835.24 | ↑ +170% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $1,835.24 | ↑ +170% |
Visitor-reported prices
Comments
Ghs insertion of needle - bone at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $530.40 | $49.50 – $707.20 |
| UPMC Bedford | Everett | $721.20 | $51.98 – $1,081.80 |
| UPMC Carlisle | Carlisle | $550.80 | $62.87 – $780.30 |
| UPMC Cole | Coudersport | $289.20 | $45.18 – $213.06 |
| UPMC Community Osteopathic | Harrisburg | $550.80 | $62.87 – $780.30 |
| UPMC East | Monroeville | $511.80 | $54.45 – $682.40 |
| UPMC Hamot | Erie | $672.00 | $54.45 – $553.32 |
| UPMC Northwest | Seneca | $678.60 | $54.45 – $399.46 |