Exc snhfg mal+mrg 1.1-2 11622 at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$1,872.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,340.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$140.00 with Highmark_Wholecare_Gateway_Medicaid vs $3,756.00 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark_Wholecare_Gateway_Medicaid All_Plans $140.00 ↓ -93%
Geisinger_Medicaid All_Plans $140.00 ↓ -93%
PA_Health_&_Wellness_Medicaid All_Plans $140.00 ↓ -93%
Health_Partners_Medicaid All_Other_Plans $140.00 ↓ -93%
UPMC_Medicaid All_Plans $140.00 ↓ -93%
Amerihealth_Caritas_Medicaid All_Plans $159.04 ↓ -92%
Blue_Cross_BlueJourney_Medicare All_Plans $727.44 ↓ -61%
United_Medicaid Community_Plan_For_Kids $727.44 ↓ -61%
Highmark_Medicare All_Plans $734.71 ↓ -61%
Highmark_Wholecare_Gateway_Medicare All_Plans $734.71 ↓ -61%
Aetna_Advantra_Medicare All_Plans $749.26 ↓ -60%
Aetna_Medicare All_Plans $749.26 ↓ -60%
Devoted_Medicare All_Plans $763.81 ↓ -59%
United_Medicare ISNP_DSNP_Plans $763.81 ↓ -59%
Amerihealth_Medicare All_Plans $767.45 ↓ -59%
Geisinger_Gold_Medicare All_Plans $778.36 ↓ -58%
PA_Health_&_Wellness_Medicare All_Plans $785.64 ↓ -58%
Jefferson_Health_Medicare_Advantage All_Plans $785.64 ↓ -58%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $945.67 ↓ -49%
UPMC_Medicare UPMC_for_Life_Complete_Care $945.67 ↓ -49%
Highmark Higmark_Healthy_Kids $1,098.51 ↓ -41%
Health_Partners_Medicaid Kidz_Partners $1,200.28 ↓ -36%
UPMC UPMC_For_Kids $1,404.00 ↓ -25%
Aetna All_Plans $1,570.14 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $1,684.80 ↓ -10%
Geisinger All_Plans $1,731.60 ↓ -8%
Cigna All_Plans $1,742.83 ↓ -7%
Aetna PPO_Plan $1,780.74 ↓ -5%
Cigna PPO_Plan $1,830.11 ↓ -2%
United_Healthcare All_Plans $2,197.26 ↑ +17%
First_Health_Network All_Plans $2,223.00 ↑ +19%
Aetna_Better_Health_Kids All_Plans $2,473.30 ↑ +32%
Blue_Cross Capital_Cares_4_kids $2,629.20 ↑ +40%
Blue_Cross Capital_Blue_Performance_PPO $2,804.00 ↑ +50%
Performance_Blue Blue_Cross_High_Performance_Network $3,235.87 ↑ +73%
Highmark All_Other_Plans $3,235.87 ↑ +73%
Highmark Blue_Cross_High_Performance_Network $3,235.87 ↑ +73%
Highmark Choice_Blue_PPO $3,235.87 ↑ +73%
Highmark My_Direct_Blue $3,235.87 ↑ +73%
Highmark Shared_Cost_Blue_PPO $3,235.87 ↑ +73%
Blue_Cross All_Other_Plans $3,756.00 ↑ +101%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exc snhfg mal+mrg 1.1-2 11622 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $877.20 $42.13 – $2,094.25
UPMC Kane Kane $972.00 $123.20 – $1,056.90
UPMC Presbyterian Pittsburgh $3,835.20 $123.20 – $931.20
UPMC St. Margaret Pittsburgh $3,448.20 $123.20 – $736.75
UPMC Williamsport Williamsport $491.40 $123.20 – $993.28
Uniontown Hospital Uniontown $482.67 $123.20 – $1,425.57
UPMC Altoona Altoona not published $112.00 – $729.80
UPMC Carlisle Carlisle not published $142.24 – $1,076.91

All Pennsylvania hospitals for this procedure →