Established Patient Office Visit (level 1) at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$312.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$390.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.22 with Blue_Cross_BlueJourney_Medicare vs $306.85 with First_Health_Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue_Cross_BlueJourney_Medicare | All_Plans | $8.22 | ↓ -97% |
| Highmark_Medicare | All_Plans | $8.30 | ↓ -97% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $8.30 | ↓ -97% |
| Aetna_Medicare | All_Plans | $8.47 | ↓ -97% |
| Aetna_Advantra_Medicare | All_Plans | $8.47 | ↓ -97% |
| United_Medicare | ISNP_DSNP_Plans | $8.63 | ↓ -97% |
| Devoted_Medicare | All_Plans | $8.63 | ↓ -97% |
| Amerihealth_Medicare | All_Plans | $8.67 | ↓ -97% |
| Geisinger_Gold_Medicare | All_Plans | $8.80 | ↓ -97% |
| PA_Health_&_Wellness_Medicare | All_Plans | $8.88 | ↓ -97% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $8.88 | ↓ -97% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $10.69 | ↓ -97% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $10.69 | ↓ -97% |
| Highmark | Higmark_Healthy_Kids | $12.41 | ↓ -96% |
| Aetna_Better_Health_Kids | All_Plans | $27.95 | ↓ -91% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $36.57 | ↓ -88% |
| Highmark | All_Other_Plans | $36.57 | ↓ -88% |
| Highmark | Blue_Cross_High_Performance_Network | $36.57 | ↓ -88% |
| Highmark | Choice_Blue_PPO | $36.57 | ↓ -88% |
| Highmark | My_Direct_Blue | $36.57 | ↓ -88% |
| Highmark | Shared_Cost_Blue_PPO | $36.57 | ↓ -88% |
| Geisinger_Medicaid | All_Plans | $50.00 | ↓ -84% |
| Health_Partners_Medicaid | All_Other_Plans | $50.00 | ↓ -84% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $50.00 | ↓ -84% |
| UPMC_Medicaid | All_Plans | $50.00 | ↓ -84% |
| Amerihealth_Caritas_Medicaid | All_Plans | $56.80 | ↓ -82% |
| UPMC | UPMC_For_Kids | $193.80 | ↓ -38% |
| Aetna | All_Plans | $216.73 | ↓ -31% |
| WellSpan_Capital_Blue_Cross | All_Plans | $232.56 | ↓ -25% |
| Geisinger | All_Plans | $239.02 | ↓ -23% |
| Cigna | All_Plans | $240.57 | ↓ -23% |
| Aetna | PPO_Plan | $245.80 | ↓ -21% |
| Cigna | PPO_Plan | $252.62 | ↓ -19% |
| United_Healthcare | All_Plans | $303.30 | ↓ -3% |
| First_Health_Network | All_Plans | $306.85 | ↓ -2% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 1) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $174.60 | $6.00 – $232.80 |
| UPMC Bedford | Everett | $83.40 | $21.00 – $125.10 |
| UPMC Cole | Coudersport | $84.00 | $19.64 – $70.40 |
| UPMC Community Osteopathic | Harrisburg | $97.80 | $8.20 – $180.41 |
| UPMC Hamot | Erie | $118.20 | $20.20 – $151.40 |
| UPMC Northwest | Seneca | $129.60 | $22.00 – $56.73 |
| UPMC Hanover | Hanover | $24.60 | $25.40 – $38.11 |
| UPMC Horizon-Greenville | Greenville | $141.00 | $21.00 – $67.99 |