Electrophysiology evaluation at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$2,694.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,368.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$606.24 with Aetna_Better_Health_Kids vs $18,675.00 with Blue_Cross — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna_Better_Health_Kids | All_Plans | $606.24 | ↓ -78% |
| Highmark_Wholecare_Gateway_Medicaid | All_Plans | $910.49 | ↓ -66% |
| Health_Partners_Medicaid | All_Other_Plans | $1,213.99 | ↓ -55% |
| United_Medicaid | Community_Plan_For_Kids | $1,255.14 | ↓ -53% |
| Blue_Cross_BlueJourney_Medicare | All_Plans | $1,255.14 | ↓ -53% |
| Highmark_Medicare | All_Plans | $1,267.69 | ↓ -53% |
| Highmark_Wholecare_Gateway_Medicare | All_Plans | $1,267.69 | ↓ -53% |
| Aetna_Medicare | All_Plans | $1,292.79 | ↓ -52% |
| Aetna_Advantra_Medicare | All_Plans | $1,292.79 | ↓ -52% |
| United_Medicare | ISNP_DSNP_Plans | $1,317.90 | ↓ -51% |
| Devoted_Medicare | All_Plans | $1,317.90 | ↓ -51% |
| Amerihealth_Medicare | All_Plans | $1,324.17 | ↓ -51% |
| Geisinger_Gold_Medicare | All_Plans | $1,343.00 | ↓ -50% |
| PA_Health_&_Wellness_Medicare | All_Plans | $1,355.55 | ↓ -50% |
| Jefferson_Health_Medicare_Advantage | All_Plans | $1,355.55 | ↓ -50% |
| UPMC_Medicare | UPMC_for_Life_Community_HealthChoices | $1,631.68 | ↓ -39% |
| UPMC_Medicare | UPMC_for_Life_Complete_Care | $1,631.68 | ↓ -39% |
| Highmark | Higmark_Healthy_Kids | $1,895.39 | ↓ -30% |
| UPMC | UPMC_For_Kids | $2,020.80 | ↓ -25% |
| Health_Partners_Medicaid | Kidz_Partners | $2,070.98 | ↓ -23% |
| Aetna | All_Plans | $2,259.93 | ↓ -16% |
| WellSpan_Capital_Blue_Cross | All_Plans | $2,424.96 | ↓ -10% |
| Geisinger | All_Plans | $2,492.32 | ↓ -8% |
| Cigna | All_Plans | $2,508.49 | ↓ -7% |
| Aetna | PPO_Plan | $2,563.05 | ↓ -5% |
| Cigna | PPO_Plan | $2,634.11 | ↓ -2% |
| United_Healthcare | All_Plans | $3,162.55 | ↑ +17% |
| First_Health_Network | All_Plans | $3,199.60 | ↑ +19% |
| Performance_Blue | Blue_Cross_High_Performance_Network | $5,583.24 | ↑ +107% |
| Highmark | All_Other_Plans | $5,583.24 | ↑ +107% |
| Highmark | Blue_Cross_High_Performance_Network | $5,583.24 | ↑ +107% |
| Highmark | Choice_Blue_PPO | $5,583.24 | ↑ +107% |
| Highmark | My_Direct_Blue | $5,583.24 | ↑ +107% |
| Highmark | Shared_Cost_Blue_PPO | $5,583.24 | ↑ +107% |
| Blue_Cross | Capital_Cares_4_kids | $13,072.50 | ↑ +385% |
| Blue_Cross | Capital_Blue_Performance_PPO | $13,939.00 | ↑ +417% |
| Blue_Cross | All_Other_Plans | $18,675.00 | ↑ +593% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $2,350.20 | $476.95 – $3,133.60 |
| UPMC Carlisle | Carlisle | $3,064.20 | $638.73 – $4,340.95 |
| UPMC Community Osteopathic | Harrisburg | $3,064.20 | $1,016.56 – $4,340.95 |
| UPMC Hamot | Erie | $5,272.80 | $476.95 – $1,824.38 |
| UPMC Hanover | Hanover | $3,064.20 | $1,016.56 – $1,855.55 |
| UPMC Lititz | Lititz | $3,064.20 | $1,016.56 – $1,865.58 |
| UPMC Memorial | York | $3,064.20 | $388.73 – $1,862.56 |
| UPMC Mercy | Pittsburgh | $1,368.00 | $476.95 – $1,319.76 |