Electrophysiology evaluation at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$8,600.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,750.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6,450.00 with UPMC vs $13,939.00 with Blue_Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC | UPMC_For_Kids | $6,450.00 | ↓ -25% |
| Aetna | All_Plans | $7,213.25 | ↓ -16% |
| WellSpan_Capital_Blue_Cross | All_Plans | $7,740.00 | ↓ -10% |
| Geisinger | All_Plans | $7,955.00 | ↓ -8% |
| Cigna | All_Plans | $8,006.60 | ↓ -7% |
| Aetna | PPO_Plan | $8,180.75 | ↓ -5% |
| Cigna | PPO_Plan | $8,407.58 | ↓ -2% |
| United_Healthcare | All_Plans | $10,094.25 | ↑ +17% |
| First_Health_Network | All_Plans | $10,212.50 | ↑ +19% |
| Blue_Cross | Capital_Blue_Performance_PPO | $13,939.00 | ↑ +62% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $3,522.00 | $331.80 – $4,721.02 |
| UPMC Carlisle | Carlisle | $378.60 | $86.45 – $916.79 |
| UPMC Community Osteopathic | Harrisburg | $378.60 | $126.20 – $4,721.02 |
| UPMC Hamot | Erie | $7,232.40 | $331.80 – $5,776.91 |
| UPMC Hanover | Hanover | $378.60 | $916.79 – $4,721.02 |
| UPMC Lititz | Lititz | $378.60 | $209.37 – $4,721.02 |
| UPMC Memorial | York | $378.60 | $209.37 – $4,721.02 |
| UPMC Passavant-McCandless | Pittsburgh | $2,100.60 | $334.96 – $6,850.80 |