Drsg interceed 3x4in adh wnd barr absorb at WellSpan Chambersburg Hospital
112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552
$507.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$633.88
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$380.33 with UPMC vs $602.19 with First_Health_Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC | UPMC_For_Kids | $380.33 | ↓ -25% |
| Aetna | All_Plans | $425.33 | ↓ -16% |
| WellSpan_Capital_Blue_Cross | All_Plans | $456.39 | ↓ -10% |
| Geisinger | All_Plans | $469.07 | ↓ -7% |
| Cigna | All_Plans | $472.11 | ↓ -7% |
| Aetna | PPO_Plan | $482.38 | ↓ -5% |
| Cigna | PPO_Plan | $495.76 | ↓ -2% |
| United_Healthcare | All_Plans | $595.21 | ↑ +17% |
| First_Health_Network | All_Plans | $602.19 | ↑ +19% |
Visitor-reported prices
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Drsg interceed 3x4in adh wnd barr absorb at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $2,401.80 | $131.03 – $395.53 |
| UPMC Bedford | Everett | $1,998.60 | $363.35 – $1,536.30 |
| UPMC Carlisle | Carlisle | $640.80 | $129.33 – $802.40 |
| UPMC Cole | Coudersport | $180.60 | $57.19 – $240.80 |
| UPMC Community Osteopathic | Harrisburg | $640.80 | $188.80 – $802.40 |
| UPMC East | Monroeville | $2,118.60 | $132.27 – $913.60 |
| UPMC Hamot | Erie | $2,423.40 | $131.03 – $131.03 |
| UPMC Northwest | Seneca | $2,118.60 | $340.06 – $478.62 |