Cytomegalovirus (cmv) antibody igm at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$69.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$87.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.85 with Blue_Cross_BlueJourney_Medicare vs $167.20 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue_Cross_BlueJourney_Medicare All_Plans $16.85 ↓ -76%
Highmark_Wholecare_Gateway_Medicare All_Plans $17.02 ↓ -76%
Highmark_Medicare All_Plans $17.02 ↓ -76%
Aetna_Advantra_Medicare All_Plans $17.36 ↓ -75%
Aetna_Medicare All_Plans $17.36 ↓ -75%
Devoted_Medicare All_Plans $17.69 ↓ -75%
United_Medicare ISNP_DSNP_Plans $17.69 ↓ -75%
Amerihealth_Medicare All_Plans $17.78 ↓ -74%
Geisinger_Gold_Medicare All_Plans $18.03 ↓ -74%
PA_Health_&_Wellness_Medicare All_Plans $18.20 ↓ -74%
Jefferson_Health_Medicare_Advantage All_Plans $18.20 ↓ -74%
UPMC_Medicare UPMC_for_Life_Complete_Care $21.91 ↓ -69%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $21.91 ↓ -69%
Amerihealth_Caritas_Medicaid All_Plans $23.28 ↓ -67%
Blue_Cross Capital_Blue_Performance_PPO $24.60 ↓ -65%
Highmark Higmark_Healthy_Kids $25.45 ↓ -63%
Health_Partners_Medicaid Kidz_Partners $27.80 ↓ -60%
Highmark_Wholecare_Gateway_Medicaid All_Plans $29.10 ↓ -58%
Health_Partners_Medicaid All_Other_Plans $29.10 ↓ -58%
UPMC_Medicaid All_Plans $29.10 ↓ -58%
PA_Health_&_Wellness_Medicaid All_Plans $29.10 ↓ -58%
Geisinger_Medicaid All_Plans $29.10 ↓ -58%
United_Medicaid Community_Plan_For_Kids $29.49 ↓ -58%
United_Healthcare All_Plans $50.55 ↓ -27%
UPMC UPMC_For_Kids $52.20 ↓ -25%
Aetna_Better_Health_Kids All_Plans $57.29 ↓ -18%
Aetna All_Plans $58.38 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $62.64 ↓ -10%
Geisinger All_Plans $64.38 ↓ -8%
Cigna All_Plans $64.80 ↓ -7%
Aetna PPO_Plan $66.21 ↓ -5%
Cigna PPO_Plan $68.04 ↓ -2%
Performance_Blue Blue_Cross_High_Performance_Network $74.95 ↑ +8%
Highmark Shared_Cost_Blue_PPO $74.95 ↑ +8%
Highmark My_Direct_Blue $74.95 ↑ +8%
Highmark Choice_Blue_PPO $74.95 ↑ +8%
Highmark Blue_Cross_High_Performance_Network $74.95 ↑ +8%
Highmark All_Other_Plans $74.95 ↑ +8%
First_Health_Network All_Plans $82.65 ↑ +19%
Blue_Cross Capital_Cares_4_kids $117.04 ↑ +68%
Blue_Cross All_Other_Plans $167.20 ↑ +140%

Visitor-reported prices

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Cytomegalovirus (cmv) antibody igm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $148.80 $16.65 – $198.40
UPMC Bedford Everett $83.40 $6.08 – $125.10
UPMC Carlisle Carlisle $94.20 $16.68 – $133.45
UPMC Cole Coudersport $119.40 $10.95 – $159.20
UPMC Community Osteopathic Harrisburg $94.20 $16.68 – $114.75
UPMC East Monroeville $264.60 $16.65 – $352.80
UPMC Hamot Erie $268.20 $16.65 – $33.87
UPMC Northwest Seneca $85.20 $15.28 – $26.77

All Pennsylvania hospitals for this procedure →