Cystoscopy and treatment at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$2,661.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,327.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$161.25 with Geisinger_Medicaid vs $9,421.28 with Performance_Blue — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Geisinger_Medicaid All_Plans $161.25 ↓ -94%
Health_Partners_Medicaid All_Other_Plans $161.25 ↓ -94%
Highmark_Wholecare_Gateway_Medicaid All_Plans $161.25 ↓ -94%
UPMC_Medicaid All_Plans $161.25 ↓ -94%
PA_Health_&_Wellness_Medicaid All_Plans $161.25 ↓ -94%
Amerihealth_Caritas_Medicaid All_Plans $183.18 ↓ -93%
UPMC UPMC_For_Kids $1,996.20 ↓ -25%
United_Medicaid Community_Plan_For_Kids $2,117.95 ↓ -20%
Blue_Cross_BlueJourney_Medicare All_Plans $2,117.95 ↓ -20%
Highmark_Wholecare_Gateway_Medicare All_Plans $2,139.13 ↓ -20%
Highmark_Medicare All_Plans $2,139.13 ↓ -20%
Aetna_Advantra_Medicare All_Plans $2,181.49 ↓ -18%
Aetna_Medicare All_Plans $2,181.49 ↓ -18%
United_Medicare ISNP_DSNP_Plans $2,223.85 ↓ -16%
Devoted_Medicare All_Plans $2,223.85 ↓ -16%
Aetna All_Plans $2,232.42 ↓ -16%
Amerihealth_Medicare All_Plans $2,234.44 ↓ -16%
Geisinger_Gold_Medicare All_Plans $2,266.21 ↓ -15%
PA_Health_&_Wellness_Medicare All_Plans $2,287.39 ↓ -14%
Jefferson_Health_Medicare_Advantage All_Plans $2,287.39 ↓ -14%
WellSpan_Capital_Blue_Cross All_Plans $2,395.44 ↓ -10%
Geisinger All_Plans $2,461.98 ↓ -8%
Cigna All_Plans $2,477.95 ↓ -7%
Aetna PPO_Plan $2,531.85 ↓ -5%
Cigna PPO_Plan $2,602.05 ↓ -2%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $2,753.34 ↑ +3%
UPMC_Medicare UPMC_for_Life_Complete_Care $2,753.34 ↑ +3%
United_Healthcare All_Plans $3,124.05 ↑ +17%
First_Health_Network All_Plans $3,160.65 ↑ +19%
Highmark Higmark_Healthy_Kids $3,198.32 ↑ +20%
Health_Partners_Medicaid Kidz_Partners $3,494.62 ↑ +31%
Blue_Cross Capital_Cares_4_kids $6,220.90 ↑ +134%
Blue_Cross Capital_Blue_Performance_PPO $6,634.00 ↑ +149%
Aetna_Better_Health_Kids All_Plans $7,201.03 ↑ +171%
Blue_Cross All_Other_Plans $8,887.00 ↑ +234%
Highmark My_Direct_Blue $9,421.28 ↑ +254%
Highmark Shared_Cost_Blue_PPO $9,421.28 ↑ +254%
Highmark Choice_Blue_PPO $9,421.28 ↑ +254%
Highmark Blue_Cross_High_Performance_Network $9,421.28 ↑ +254%
Highmark All_Other_Plans $9,421.28 ↑ +254%
Performance_Blue Blue_Cross_High_Performance_Network $9,421.28 ↑ +254%

Visitor-reported prices

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Cystoscopy and treatment at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $4,494.00 $129.00 – $5,992.00
UPMC Bedford Everett $5,239.20 $135.45 – $7,858.80
UPMC Carlisle Carlisle $784.80 $163.83 – $3,135.44
UPMC Cole Coudersport $565.20 $135.45 – $1,041.88
UPMC Community Osteopathic Harrisburg $784.80 $163.83 – $2,298.91
UPMC East Monroeville $4,030.20 $141.90 – $5,373.60
UPMC Hamot Erie $4,356.00 $141.90 – $2,840.52
UPMC Northwest Seneca $4,368.00 $141.90 – $2,050.66

All Pennsylvania hospitals for this procedure →