Critical care 30-74 minutes at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$3,573.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,467.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$189.53 with UPMC_Medicaid vs $8,275.00 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $189.53 ↓ -95%
Geisinger_Medicaid All_Plans $189.54 ↓ -95%
Health_Partners_Medicaid All_Other_Plans $189.54 ↓ -95%
PA_Health_&_Wellness_Medicaid All_Plans $189.54 ↓ -95%
Amerihealth_Caritas_Medicaid All_Plans $215.31 ↓ -94%
Highmark_Wholecare_Gateway_Medicaid All_Plans $255.03 ↓ -93%
United_Medicaid Community_Plan_For_Kids $871.17 ↓ -76%
Blue_Cross_BlueJourney_Medicare All_Plans $871.17 ↓ -76%
Highmark_Medicare All_Plans $879.88 ↓ -75%
Highmark_Wholecare_Gateway_Medicare All_Plans $879.88 ↓ -75%
Aetna_Advantra_Medicare All_Plans $897.31 ↓ -75%
Aetna_Medicare All_Plans $897.31 ↓ -75%
Devoted_Medicare All_Plans $914.73 ↓ -74%
United_Medicare ISNP_DSNP_Plans $914.73 ↓ -74%
Amerihealth_Medicare All_Plans $919.08 ↓ -74%
Geisinger_Gold_Medicare All_Plans $932.15 ↓ -74%
PA_Health_&_Wellness_Medicare All_Plans $940.86 ↓ -74%
Jefferson_Health_Medicare_Advantage All_Plans $940.86 ↓ -74%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $1,132.52 ↓ -68%
UPMC_Medicare UPMC_for_Life_Complete_Care $1,132.52 ↓ -68%
Highmark Higmark_Healthy_Kids $1,244.47 ↓ -65%
Health_Partners_Medicaid Kidz_Partners $1,437.43 ↓ -60%
UPMC UPMC_For_Kids $2,680.20 ↓ -25%
Aetna_Better_Health_Kids All_Plans $2,961.98 ↓ -17%
Aetna All_Plans $2,997.36 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $3,216.24 ↓ -10%
United_Healthcare All_Plans $3,246.00 ↓ -9%
Highmark Blue_Cross_High_Performance_Network $3,262.71 ↓ -9%
Highmark Choice_Blue_PPO $3,262.71 ↓ -9%
Highmark All_Other_Plans $3,262.71 ↓ -9%
Performance_Blue Blue_Cross_High_Performance_Network $3,262.71 ↓ -9%
Geisinger All_Plans $3,305.58 ↓ -8%
Cigna All_Plans $3,327.02 ↓ -7%
Aetna PPO_Plan $3,399.39 ↓ -5%
Cigna PPO_Plan $3,493.64 ↓ -2%
Highmark Shared_Cost_Blue_PPO $3,875.23 ↑ +8%
Highmark My_Direct_Blue $3,875.23 ↑ +8%
First_Health_Network All_Plans $4,243.65 ↑ +19%
Blue_Cross Capital_Cares_4_kids $5,792.50 ↑ +62%
Blue_Cross Capital_Blue_Performance_PPO $6,178.00 ↑ +73%
Blue_Cross All_Other_Plans $8,275.00 ↑ +132%

Visitor-reported prices

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Critical care 30-74 minutes at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $2,460.60 $151.63 – $3,280.80
UPMC Bedford Everett $1,087.80 $159.21 – $1,631.70
UPMC Carlisle Carlisle $2,304.00 $192.57 – $3,264.00
UPMC Cole Coudersport $1,185.60 $159.21 – $553.28
UPMC Community Osteopathic Harrisburg $2,304.00 $192.57 – $1,303.05
UPMC East Monroeville $1,501.80 $166.79 – $2,002.40
UPMC Hamot Erie $2,664.00 $166.79 – $1,001.31
UPMC Northwest Seneca $1,263.00 $166.79 – $843.50

All Pennsylvania hospitals for this procedure →