Consultation pathology during surgery frozen section first tissue block at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$577.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$722.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$9.38 with UPMC_Medicaid vs $788.11 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
UPMC_Medicaid All_Plans $9.38 ↓ -98%
Blue_Cross Capital_Blue_Performance_PPO $27.25 ↓ -95%
Amerihealth_Caritas_Medicaid All_Plans $32.50 ↓ -94%
Geisinger_Medicaid All_Plans $40.63 ↓ -93%
Health_Partners_Medicaid All_Other_Plans $40.63 ↓ -93%
PA_Health_&_Wellness_Medicaid All_Plans $40.63 ↓ -93%
Highmark_Wholecare_Gateway_Medicaid All_Plans $40.63 ↓ -93%
Blue_Cross Capital_Cares_4_kids $129.65 ↓ -78%
Blue_Cross_BlueJourney_Medicare All_Plans $177.17 ↓ -69%
United_Medicaid Community_Plan_For_Kids $177.17 ↓ -69%
Highmark_Wholecare_Gateway_Medicare All_Plans $178.94 ↓ -69%
Highmark_Medicare All_Plans $178.94 ↓ -69%
Aetna_Advantra_Medicare All_Plans $182.49 ↓ -68%
Aetna_Medicare All_Plans $182.49 ↓ -68%
Blue_Cross All_Other_Plans $185.21 ↓ -68%
Devoted_Medicare All_Plans $186.03 ↓ -68%
United_Medicare ISNP_DSNP_Plans $186.03 ↓ -68%
Amerihealth_Medicare All_Plans $186.91 ↓ -68%
Geisinger_Gold_Medicare All_Plans $189.57 ↓ -67%
Jefferson_Health_Medicare_Advantage All_Plans $191.34 ↓ -67%
PA_Health_&_Wellness_Medicare All_Plans $191.34 ↓ -67%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $230.32 ↓ -60%
UPMC_Medicare UPMC_for_Life_Complete_Care $230.32 ↓ -60%
Highmark Higmark_Healthy_Kids $267.54 ↓ -54%
Health_Partners_Medicaid Kidz_Partners $292.33 ↓ -49%
Aetna All_Plans $406.58 ↓ -30%
Aetna PPO_Plan $406.68 ↓ -30%
UPMC UPMC_For_Kids $433.20 ↓ -25%
United_Healthcare All_Plans $488.22 ↓ -15%
WellSpan_Capital_Blue_Cross All_Plans $519.84 ↓ -10%
Geisinger All_Plans $534.28 ↓ -8%
Cigna All_Plans $537.75 ↓ -7%
Cigna PPO_Plan $564.68 ↓ -2%
Aetna_Better_Health_Kids All_Plans $602.38 ↑ +4%
First_Health_Network All_Plans $685.90 ↑ +19%
Highmark All_Other_Plans $788.11 ↑ +36%
Highmark Blue_Cross_High_Performance_Network $788.11 ↑ +36%
Performance_Blue Blue_Cross_High_Performance_Network $788.11 ↑ +36%
Highmark My_Direct_Blue $788.11 ↑ +36%
Highmark Shared_Cost_Blue_PPO $788.11 ↑ +36%
Highmark Choice_Blue_PPO $788.11 ↑ +36%

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $229.80 $7.50 – $306.40
UPMC Bedford Everett $133.20 $28.50 – $199.91
UPMC Carlisle Carlisle $337.20 $9.82 – $477.70
UPMC Cole Coudersport $104.40 $34.12 – $199.91
UPMC Community Osteopathic Harrisburg $337.20 $9.82 – $211.89
UPMC East Monroeville $303.00 $28.11 – $404.00
UPMC Hamot Erie $717.00 $23.43 – $213.56
UPMC Northwest Seneca $159.60 $28.38 – $202.47

All Pennsylvania hospitals for this procedure →