Consultation pathology during surgery frozen section each additional block at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$113.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$142.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.74 with UPMC_Medicaid vs $134.90 with First_Health_Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $9.74 ↓ -91%
Blue_Cross Capital_Blue_Performance_PPO $9.79 ↓ -91%
United_Healthcare All_Plans $73.68 ↓ -35%
UPMC UPMC_For_Kids $85.20 ↓ -25%
Aetna All_Plans $95.28 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $102.24 ↓ -10%
Geisinger All_Plans $105.08 ↓ -8%
Cigna All_Plans $105.76 ↓ -7%
Aetna PPO_Plan $108.06 ↓ -5%
Cigna PPO_Plan $111.06 ↓ -2%
First_Health_Network All_Plans $134.90 ↑ +19%

Visitor-reported prices

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Consultation pathology during surgery frozen section each additional block at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $229.80 $7.79 – $306.40
UPMC Bedford Everett $75.00 $13.31 – $112.50
UPMC Carlisle Carlisle $112.20 $10.20 – $158.95
UPMC Cole Coudersport $65.40 $30.21 – $87.20
UPMC Community Osteopathic Harrisburg $112.20 $10.20 – $158.95
UPMC East Monroeville $153.00 $13.13 – $204.00
UPMC Hamot Erie $143.40 $12.71 – $112.61
UPMC Northwest Seneca $40.80 $13.25 – $101.22

All Pennsylvania hospitals for this procedure →