Collar cerv 18.25x3.5in serp firm density sm at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$216.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$270.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$1.70 with Geisinger_Medicaid vs $140.12 with Performance_Blue — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Geisinger_Medicaid All_Plans $1.70 ↓ -99%
Blue_Cross Capital_Cares_4_kids $2.44 ↓ -99%
UPMC UPMC_For_Kids $2.54 ↓ -99%
Aetna All_Plans $2.85 ↓ -99%
WellSpan_Capital_Blue_Cross All_Plans $3.05 ↓ -99%
Geisinger All_Plans $3.14 ↓ -99%
Cigna All_Plans $3.16 ↓ -99%
Aetna PPO_Plan $3.23 ↓ -99%
Cigna PPO_Plan $3.32 ↓ -98%
Blue_Cross All_Other_Plans $3.49 ↓ -98%
United_Healthcare All_Plans $3.98 ↓ -98%
First_Health_Network All_Plans $4.03 ↓ -98%
Highmark_Wholecare_Gateway_Medicaid All_Plans $18.75 ↓ -91%
Blue_Cross_BlueJourney_Medicare All_Plans $31.50 ↓ -85%
Health_Partners_Medicaid All_Other_Plans $31.50 ↓ -85%
Highmark_Medicare All_Plans $31.82 ↓ -85%
Highmark_Wholecare_Gateway_Medicare All_Plans $31.82 ↓ -85%
Aetna_Medicare All_Plans $32.45 ↓ -85%
Aetna_Advantra_Medicare All_Plans $32.45 ↓ -85%
United_Medicare ISNP_DSNP_Plans $33.08 ↓ -85%
Devoted_Medicare All_Plans $33.08 ↓ -85%
Amerihealth_Medicare All_Plans $33.23 ↓ -85%
Geisinger_Gold_Medicare All_Plans $33.71 ↓ -84%
Jefferson_Health_Medicare_Advantage All_Plans $34.02 ↓ -84%
PA_Health_&_Wellness_Medicare All_Plans $34.02 ↓ -84%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $40.95 ↓ -81%
UPMC_Medicare UPMC_for_Life_Complete_Care $40.95 ↓ -81%
Highmark Higmark_Healthy_Kids $47.57 ↓ -78%
Health_Partners_Medicaid Kidz_Partners $51.98 ↓ -76%
United_Medicaid Community_Plan_For_Kids $55.13 ↓ -74%
Aetna_Better_Health_Kids All_Plans $107.10 ↓ -50%
Highmark My_Direct_Blue $140.12 ↓ -35%
Highmark Shared_Cost_Blue_PPO $140.12 ↓ -35%
Highmark All_Other_Plans $140.12 ↓ -35%
Highmark Blue_Cross_High_Performance_Network $140.12 ↓ -35%
Highmark Choice_Blue_PPO $140.12 ↓ -35%
Performance_Blue Blue_Cross_High_Performance_Network $140.12 ↓ -35%

Visitor-reported prices

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Collar cerv 18.25x3.5in serp firm density sm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $62.40 $19.76 – $126.17
UPMC East Monroeville $25.80 $2.47 – $126.17
UPMC Hamot Erie $86.40 $33.85 – $48.29
UPMC Northwest Seneca $223.20 $48.29 – $152.67
UPMC Horizon-Greenville Greenville $75.60 $48.29 – $126.17
UPMC Jameson New Castle $42.60 $15.17 – $126.17
UPMC Magee Pittsburgh $70.80 $16.69 – $126.17
UPMC McKeesport Mckeesport $75.60 $16.69 – $126.17

All Pennsylvania hospitals for this procedure →