Clsd tx/fx grt toe/phalanx/phalang 28490 at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$260.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$325.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$68.75 with Highmark_Wholecare_Gateway_Medicaid vs $1,103.22 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark_Wholecare_Gateway_Medicaid All_Plans $68.75 ↓ -74%
UPMC_Medicaid All_Plans $68.75 ↓ -74%
PA_Health_&_Wellness_Medicaid All_Plans $68.75 ↓ -74%
Geisinger_Medicaid All_Plans $68.75 ↓ -74%
Health_Partners_Medicaid All_Other_Plans $68.75 ↓ -74%
Amerihealth_Caritas_Medicaid All_Plans $78.10 ↓ -70%
UPMC UPMC_For_Kids $195.00 ↓ -25%
Aetna All_Plans $218.08 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $234.00 ↓ -10%
Geisinger All_Plans $240.50 ↓ -8%
Cigna All_Plans $242.06 ↓ -7%
Aetna PPO_Plan $247.33 ↓ -5%
United_Medicaid Community_Plan_For_Kids $248.01 ↓ -5%
Blue_Cross_BlueJourney_Medicare All_Plans $248.01 ↓ -5%
Highmark_Wholecare_Gateway_Medicare All_Plans $250.49 ↓ -4%
Highmark_Medicare All_Plans $250.49 ↓ -4%
Cigna PPO_Plan $254.18 ↓ -2%
Aetna_Medicare All_Plans $255.45 ↓ -2%
Aetna_Advantra_Medicare All_Plans $255.45 ↓ -2%
Devoted_Medicare All_Plans $260.41 ↑ +0%
United_Medicare ISNP_DSNP_Plans $260.41 ↑ +0%
Amerihealth_Medicare All_Plans $261.65 ↑ +1%
Geisinger_Gold_Medicare All_Plans $265.37 ↑ +2%
PA_Health_&_Wellness_Medicare All_Plans $267.85 ↑ +3%
Jefferson_Health_Medicare_Advantage All_Plans $267.85 ↑ +3%
United_Healthcare All_Plans $305.18 ↑ +17%
First_Health_Network All_Plans $308.75 ↑ +19%
UPMC_Medicare UPMC_for_Life_Complete_Care $322.41 ↑ +24%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $322.41 ↑ +24%
Highmark Higmark_Healthy_Kids $374.52 ↑ +44%
Health_Partners_Medicaid Kidz_Partners $409.22 ↑ +57%
Aetna_Better_Health_Kids All_Plans $843.23 ↑ +224%
Highmark Shared_Cost_Blue_PPO $1,103.22 ↑ +324%
Highmark My_Direct_Blue $1,103.22 ↑ +324%
Highmark Blue_Cross_High_Performance_Network $1,103.22 ↑ +324%
Highmark All_Other_Plans $1,103.22 ↑ +324%
Performance_Blue Blue_Cross_High_Performance_Network $1,103.22 ↑ +324%
Highmark Choice_Blue_PPO $1,103.22 ↑ +324%

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Clsd tx/fx grt toe/phalanx/phalang 28490 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Bedford Everett $357.00 $57.75 – $535.50
UPMC Carlisle Carlisle $370.80 $69.85 – $525.30
UPMC Cole Coudersport $459.60 $31.88 – $190.44
UPMC Community Osteopathic Harrisburg $370.80 $69.85 – $525.30
UPMC Hanover Hanover $370.80 $69.85 – $366.66
UPMC Kane Kane $397.80 $60.50 – $598.93
UPMC Lititz Lititz $370.80 $69.85 – $368.64
UPMC Memorial York $370.80 $69.85 – $368.03

All Pennsylvania hospitals for this procedure →