Analysis; simple cranial nerv pulse gen prgrmg 95976 at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$75.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$94.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.55 with Blue_Cross_BlueJourney_Medicare vs $171.48 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue_Cross_BlueJourney_Medicare All_Plans $38.55 ↓ -49%
United_Medicaid Community_Plan_For_Kids $38.55 ↓ -49%
Highmark_Wholecare_Gateway_Medicare All_Plans $38.94 ↓ -48%
Highmark_Medicare All_Plans $38.94 ↓ -48%
Aetna_Medicare All_Plans $39.71 ↓ -47%
Aetna_Advantra_Medicare All_Plans $39.71 ↓ -47%
Geisinger_Medicaid All_Plans $40.38 ↓ -46%
UPMC_Medicaid All_Plans $40.38 ↓ -46%
PA_Health_&_Wellness_Medicaid All_Plans $40.38 ↓ -46%
Highmark_Wholecare_Gateway_Medicaid All_Plans $40.38 ↓ -46%
Health_Partners_Medicaid All_Other_Plans $40.38 ↓ -46%
Devoted_Medicare All_Plans $40.48 ↓ -46%
United_Medicare ISNP_DSNP_Plans $40.48 ↓ -46%
Amerihealth_Medicare All_Plans $40.67 ↓ -46%
Geisinger_Gold_Medicare All_Plans $41.25 ↓ -45%
PA_Health_&_Wellness_Medicare All_Plans $41.63 ↓ -45%
Jefferson_Health_Medicare_Advantage All_Plans $41.63 ↓ -45%
Amerihealth_Caritas_Medicaid All_Plans $45.87 ↓ -39%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $50.12 ↓ -33%
UPMC_Medicare UPMC_for_Life_Complete_Care $50.12 ↓ -33%
Blue_Cross Capital_Cares_4_kids $54.15 ↓ -28%
UPMC UPMC_For_Kids $56.40 ↓ -25%
Highmark Higmark_Healthy_Kids $58.21 ↓ -23%
Aetna All_Plans $63.07 ↓ -16%
Health_Partners_Medicaid Kidz_Partners $63.61 ↓ -15%
WellSpan_Capital_Blue_Cross All_Plans $67.68 ↓ -10%
Geisinger All_Plans $69.56 ↓ -8%
Cigna All_Plans $70.01 ↓ -7%
Aetna PPO_Plan $71.53 ↓ -5%
Cigna PPO_Plan $73.52 ↓ -2%
Blue_Cross All_Other_Plans $77.36 ↑ +3%
United_Healthcare All_Plans $88.27 ↑ +17%
First_Health_Network All_Plans $89.30 ↑ +19%
Aetna_Better_Health_Kids All_Plans $131.07 ↑ +74%
Performance_Blue Blue_Cross_High_Performance_Network $171.48 ↑ +128%
Highmark Shared_Cost_Blue_PPO $171.48 ↑ +128%
Highmark My_Direct_Blue $171.48 ↑ +128%
Highmark Choice_Blue_PPO $171.48 ↑ +128%
Highmark Blue_Cross_High_Performance_Network $171.48 ↑ +128%
Highmark All_Other_Plans $171.48 ↑ +128%

Visitor-reported prices

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Analysis; simple cranial nerv pulse gen prgrmg 95976 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Magee Pittsburgh $148.20 $25.31 – $55.05
WellSpan Ephrata Community Hospital Ephrata $75.20 $36.37 – $109.82
Uniontown Hospital Uniontown $68.00 $27.79 – $75.13
WellSpan Good Samaritan Hospital Lebanon $75.20 $36.84 – $109.82
WellSpan Gettysburg Hospital Gettysburg $75.20 $38.19 – $109.82

All Pennsylvania hospitals for this procedure →