Albumin (human), 5%, 250 ml at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$157.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$196.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$40.31 with Blue_Cross vs $236.12 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue_Cross Capital_Cares_4_kids $40.31 ↓ -74%
Health_Partners_Medicaid All_Other_Plans $53.08 ↓ -66%
Jefferson_Health_Medicare_Advantage All_Plans $53.08 ↓ -66%
Highmark_Wholecare_Gateway_Medicaid All_Plans $53.08 ↓ -66%
Amerihealth_Caritas_Medicaid All_Plans $53.08 ↓ -66%
Blue_Cross_BlueJourney_Medicare All_Plans $53.08 ↓ -66%
Geisinger_Medicaid All_Plans $53.08 ↓ -66%
Health_Partners_Medicaid Kidz_Partners $53.08 ↓ -66%
Highmark_Medicare All_Plans $53.61 ↓ -66%
Highmark_Wholecare_Gateway_Medicare All_Plans $53.61 ↓ -66%
Aetna_Medicare All_Plans $54.67 ↓ -65%
Aetna_Advantra_Medicare All_Plans $54.67 ↓ -65%
UPMC_Medicaid All_Plans $55.08 ↓ -65%
United_Medicare ISNP_DSNP_Plans $55.73 ↓ -65%
Devoted_Medicare All_Plans $55.73 ↓ -65%
Amerihealth_Medicare All_Plans $56.00 ↓ -64%
Geisinger_Gold_Medicare All_Plans $56.80 ↓ -64%
PA_Health_&_Wellness_Medicare All_Plans $57.33 ↓ -64%
Blue_Cross Capital_Blue_Performance_PPO $57.58 ↓ -63%
Blue_Cross All_Other_Plans $57.58 ↓ -63%
WellSpan_Capital_Blue_Cross All_Plans $62.59 ↓ -60%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $69.00 ↓ -56%
UPMC_Medicare UPMC_for_Life_Complete_Care $69.00 ↓ -56%
Highmark Higmark_Healthy_Kids $80.16 ↓ -49%
United_Medicaid Community_Plan_For_Kids $92.88 ↓ -41%
UPMC UPMC_For_Kids $118.05 ↓ -25%
Aetna All_Plans $132.02 ↓ -16%
Geisinger All_Plans $145.60 ↓ -7%
Cigna All_Plans $146.54 ↓ -7%
Aetna PPO_Plan $149.73 ↓ -5%
Cigna PPO_Plan $153.88 ↓ -2%
United_Healthcare All_Plans $169.86 ↑ +8%
Aetna_Better_Health_Kids All_Plans $180.47 ↑ +15%
First_Health_Network All_Plans $186.91 ↑ +19%
Performance_Blue Blue_Cross_High_Performance_Network $236.12 ↑ +50%
Highmark Shared_Cost_Blue_PPO $236.12 ↑ +50%
Highmark My_Direct_Blue $236.12 ↑ +50%
Highmark Choice_Blue_PPO $236.12 ↑ +50%
Highmark Blue_Cross_High_Performance_Network $236.12 ↑ +50%
Highmark All_Other_Plans $236.12 ↑ +50%

Visitor-reported prices

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Albumin (human), 5%, 250 ml at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $1,314.40 $33.51 – $658.40
UPMC Bedford Everett $474.40 $19.15 – $533.70
UPMC Cole Coudersport $63.00 $29.11 – $84.00
UPMC East Monroeville $922.40 $33.51 – $707.20
UPMC Hamot Erie $1,196.00 $33.51 – $57.33
UPMC Northwest Seneca $717.60 $33.51 – $57.33
UPMC Horizon-Greenville Greenville $536.00 $33.51 – $99.60
UPMC Jameson New Castle $259.20 $33.51 – $157.25

All Pennsylvania hospitals for this procedure →