Abdominal MRI (with and without contrast) at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$706.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,259.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$369.24 with United_Medicaid vs $4,707.73 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United_Medicaid Community_Plan_For_Kids $369.24 ↓ -48%
Blue_Cross_BlueJourney_Medicare All_Plans $369.24 ↓ -48%
Highmark_Wholecare_Gateway_Medicare All_Plans $372.93 ↓ -47%
Highmark_Medicare All_Plans $372.93 ↓ -47%
Aetna_Medicare All_Plans $380.32 ↓ -46%
Aetna_Advantra_Medicare All_Plans $380.32 ↓ -46%
United_Medicare ISNP_DSNP_Plans $387.70 ↓ -45%
Devoted_Medicare All_Plans $387.70 ↓ -45%
Amerihealth_Medicare All_Plans $389.55 ↓ -45%
Geisinger_Gold_Medicare All_Plans $395.09 ↓ -44%
Jefferson_Health_Medicare_Advantage All_Plans $398.78 ↓ -44%
PA_Health_&_Wellness_Medicare All_Plans $398.78 ↓ -44%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $480.01 ↓ -32%
UPMC_Medicare UPMC_for_Life_Complete_Care $480.01 ↓ -32%
Highmark Higmark_Healthy_Kids $557.59 ↓ -21%
UPMC_Medicaid All_Plans $590.33 ↓ -16%
Health_Partners_Medicaid Kidz_Partners $609.25 ↓ -14%
Health_Partners_Medicaid All_Other_Plans $721.09 ↑ +2%
Geisinger_Medicaid All_Plans $721.09 ↑ +2%
Highmark_Wholecare_Gateway_Medicaid All_Plans $721.09 ↑ +2%
PA_Health_&_Wellness_Medicaid All_Plans $721.09 ↑ +2%
WellSpan_Capital_Blue_Cross All_Plans $727.00 ↑ +3%
Blue_Cross Capital_Blue_Performance_PPO $767.00 ↑ +9%
Amerihealth_Caritas_Medicaid All_Plans $819.16 ↑ +16%
Aetna_Better_Health_Kids All_Plans $1,255.42 ↑ +78%
Performance_Blue Blue_Cross_High_Performance_Network $1,642.49 ↑ +133%
Highmark Shared_Cost_Blue_PPO $1,642.49 ↑ +133%
Highmark My_Direct_Blue $1,642.49 ↑ +133%
Highmark Choice_Blue_PPO $1,642.49 ↑ +133%
Highmark Blue_Cross_High_Performance_Network $1,642.49 ↑ +133%
Highmark All_Other_Plans $1,642.49 ↑ +133%
United_Healthcare All_Plans $2,106.92 ↑ +198%
UPMC UPMC_For_Kids $2,555.40 ↑ +262%
Aetna All_Plans $2,857.79 ↑ +305%
Cigna All_Plans $2,921.67 ↑ +314%
Cigna PPO_Plan $3,067.76 ↑ +335%
Geisinger All_Plans $3,151.66 ↑ +346%
Aetna PPO_Plan $3,241.10 ↑ +359%
Blue_Cross Capital_Cares_4_kids $3,295.42 ↑ +367%
First_Health_Network All_Plans $4,046.05 ↑ +473%
Blue_Cross All_Other_Plans $4,707.73 ↑ +567%

Visitor-reported prices

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Abdominal MRI (with and without contrast) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $2,604.00 $425.00 – $3,472.00
UPMC Bedford Everett $2,563.20 $122.85 – $3,844.80
UPMC Carlisle Carlisle $2,713.80 $338.22 – $3,844.55
UPMC Cole Coudersport $1,915.20 $423.03 – $2,553.60
UPMC Community Osteopathic Harrisburg $2,713.80 $173.40 – $2,103.25
UPMC East Monroeville $6,218.40 $341.40 – $8,291.20
UPMC Hamot Erie $2,857.80 $271.09 – $2,009.77
UPMC Northwest Seneca $3,815.40 $308.78 – $2,009.77

All Pennsylvania hospitals for this procedure →