3-d radiotherapy plan at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$8,770.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$10,963.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$401.83 with UPMC_Medicaid vs $10,414.85 with First_Health_Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $401.83 ↓ -95%
Blue_Cross Capital_Blue_Performance_PPO $436.36 ↓ -95%
Highmark_Wholecare_Gateway_Medicaid All_Plans $686.05 ↓ -92%
Health_Partners_Medicaid All_Other_Plans $686.05 ↓ -92%
PA_Health_&_Wellness_Medicaid All_Plans $686.05 ↓ -92%
Geisinger_Medicaid All_Plans $686.05 ↓ -92%
Amerihealth_Caritas_Medicaid All_Plans $779.35 ↓ -91%
Blue_Cross_BlueJourney_Medicare All_Plans $1,414.64 ↓ -84%
United_Medicaid Community_Plan_For_Kids $1,414.64 ↓ -84%
Highmark_Medicare All_Plans $1,428.79 ↓ -84%
Highmark_Wholecare_Gateway_Medicare All_Plans $1,428.79 ↓ -84%
Aetna_Medicare All_Plans $1,457.08 ↓ -83%
Aetna_Advantra_Medicare All_Plans $1,457.08 ↓ -83%
Devoted_Medicare All_Plans $1,485.37 ↓ -83%
United_Medicare ISNP_DSNP_Plans $1,485.37 ↓ -83%
Amerihealth_Medicare All_Plans $1,492.45 ↓ -83%
Geisinger_Gold_Medicare All_Plans $1,513.66 ↓ -83%
Jefferson_Health_Medicare_Advantage All_Plans $1,527.81 ↓ -83%
PA_Health_&_Wellness_Medicare All_Plans $1,527.81 ↓ -83%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $1,839.03 ↓ -79%
UPMC_Medicare UPMC_for_Life_Complete_Care $1,839.03 ↓ -79%
Highmark Higmark_Healthy_Kids $2,136.25 ↓ -76%
Health_Partners_Medicaid Kidz_Partners $2,334.16 ↓ -73%
Blue_Cross Capital_Cares_4_kids $2,863.44 ↓ -67%
Blue_Cross All_Other_Plans $4,090.61 ↓ -53%
Aetna_Better_Health_Kids All_Plans $4,809.78 ↓ -45%
Highmark Shared_Cost_Blue_PPO $6,292.74 ↓ -28%
Highmark Choice_Blue_PPO $6,292.74 ↓ -28%
Highmark Blue_Cross_High_Performance_Network $6,292.74 ↓ -28%
Highmark All_Other_Plans $6,292.74 ↓ -28%
Performance_Blue Blue_Cross_High_Performance_Network $6,292.74 ↓ -28%
Highmark My_Direct_Blue $6,292.74 ↓ -28%
UPMC UPMC_For_Kids $6,577.80 ↓ -25%
Aetna All_Plans $7,356.17 ↓ -16%
Cigna All_Plans $7,520.62 ↓ -14%
WellSpan_Capital_Blue_Cross All_Plans $7,893.36 ↓ -10%
Cigna PPO_Plan $7,896.65 ↓ -10%
Geisinger All_Plans $8,112.62 ↓ -8%
Aetna PPO_Plan $8,342.84 ↓ -5%
United_Healthcare All_Plans $10,294.26 ↑ +17%
First_Health_Network All_Plans $10,414.85 ↑ +19%

Visitor-reported prices

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3-d radiotherapy plan at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $4,311.60 $321.46 – $5,748.80
UPMC Carlisle Carlisle $5,005.80 $421.11 – $7,091.55
UPMC Community Osteopathic Harrisburg $5,005.80 $421.11 – $7,091.55
UPMC East Monroeville $6,364.20 $603.72 – $8,485.60
UPMC Northwest Seneca $3,859.80 $603.72 – $2,749.13
UPMC Horizon-Greenville Greenville $3,641.40 $603.72 – $2,749.13
UPMC Lititz Lititz $5,005.80 $421.11 – $2,876.99
UPMC Magee Pittsburgh $10,936.20 $603.72 – $2,749.13

All Pennsylvania hospitals for this procedure →