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Lower Back (Lumbar Spine) MRI (with and without contrast) at UPMC Carlisle
361 Alexander Spring Road, Carlisle, PA · UPMC · · NPI 1689107328
$2,713.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,523.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$338.22 with Highmark BCBS of PA vs $3,844.55 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $338.22 | ↓ -88% |
| Highmark BCBS of PA | Freedom Blue Medicare Advantage | $338.22 | ↓ -88% |
| Humana | Medicare | $341.64 | ↓ -87% |
| United Healthcare Community Plan for Families | PA Medicaid | $352.39 | ↓ -87% |
| Aetna | Medicare | $356.33 | ↓ -87% |
| Cigna | Medicare | $358.72 | ↓ -87% |
| Geisinger | Medicare | $358.72 | ↓ -87% |
| United Healthcare | Medicare | $365.55 | ↓ -87% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $368.97 | ↓ -86% |
| Highmark Wholecare (prev Gateway) | Medicaid | $430.53 | ↓ -84% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $430.53 | ↓ -84% |
| UPMC Health Plan | Managed Medicaid | $440.70 | ↓ -84% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $461.72 | ↓ -83% |
| Geisinger | Medicaid/CHIP | $493.79 | ↓ -82% |
| Keystone Autism Services | ACAP | $546.62 | ↓ -80% |
| PA Health & Wellness | PA Medicaid HMO | $577.72 | ↓ -79% |
| Prime Net | Managed Medicare | $619.65 | ↓ -77% |
| Premier Comp Solutions | Worker's Comp | $650.00 | ↓ -76% |
| OneCall | Worker's Comp | $700.00 | ↓ -74% |
| Keystone Health Plan | Medicare Advantage | $904.60 | ↓ -67% |
| Capital Blue Cross | Medicare Advantage | $904.60 | ↓ -67% |
| Highmark BCBS of PA | Community Blue PPO | $960.90 | ↓ -65% |
| Highmark BCBS of PA | CHIP - Managed Care | $1,001.55 | ↓ -63% |
| Highmark BCBS of PA | Commercial | $1,067.66 | ↓ -61% |
| Prime Net | Legacy Commercial | $1,763.97 | ↓ -35% |
| Aetna | ACO | $1,777.54 | ↓ -34% |
| Prime Net | ACO | $1,777.54 | ↓ -34% |
| Cigna | Commercial | $2,006.79 | ↓ -26% |
| Prime Net | NonGateKeeper | $2,103.20 | ↓ -22% |
| Prime Net | GateKeeper | $2,116.76 | ↓ -22% |
| Aetna | Commercial | $2,116.76 | ↓ -22% |
| Capital Blue Cross | CHIP | $2,474.08 | ↓ -9% |
| Keystone Health Plan | Commercial | $2,474.08 | ↓ -9% |
| Capital Blue Cross | Commercial | $2,474.08 | ↓ -9% |
| UPMC Work Partners | Workers Comp | $2,490.89 | ↓ -8% |
| Wellspan Population Health | PPO | $2,939.95 | ↑ +8% |
| Geisinger | Commercial | $2,961.66 | ↑ +9% |
| UPMC Health Plan | Commercial | $3,166.10 | ↑ +17% |
| United Healthcare | Commercial | $3,328.93 | ↑ +23% |
| Prime Net | FH-Medical Rental | $3,419.39 | ↑ +26% |
| UPMC Health Plan | CHIP | $3,794.78 | ↑ +40% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $3,844.55 | ↑ +42% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $5,999.40 | $316.41 – $8,499.15 |
| UPMC East | Monroeville | $6,218.40 | $341.40 – $8,291.20 |
| UPMC Hamot | Erie | $2,536.20 | $281.64 – $2,958.90 |
| UPMC Bedford | Everett | $2,884.20 | $122.85 – $4,326.30 |
| UPMC Altoona | Altoona | $2,604.00 | $269.00 – $3,472.00 |
| UPMC Cole | Coudersport | $1,907.40 | $355.95 – $2,543.20 |
| UPMC Community Osteopathic | Harrisburg | $2,713.80 | $347.79 – $3,844.55 |
| UPMC Hanover | Hanover | $2,713.80 | $337.76 – $3,935.01 |