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Exc sq tumor/foot or toe < 1.5 cm 28039 at UPMC Carlisle

361 Alexander Spring Road, Carlisle, PA · UPMC · · NPI 1689107328

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$719.80 with UPMC Work Partners vs $8,556.18 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $719.80
United Healthcare Community Plan for Families PA Medicaid $1,016.56
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $1,505.84
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $2,710.51
Highmark BCBS of PA Freedom Blue Medicare Advantage $2,710.51
Humana Medicare $2,737.89
Aetna Medicare $2,855.62
Geisinger Medicare $2,874.78
Cigna Medicare $2,874.78
United Healthcare Medicare $2,929.54
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $2,956.92
UPMC Health Plan CHIP $3,054.74
Keystone Autism Services ACAP $4,380.62
Cigna Commercial $5,035.00
Highmark BCBS of PA Community Blue PPO $7,700.59
Highmark BCBS of PA CHIP - Managed Care $8,026.40
Highmark BCBS of PA Commercial $8,556.18
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital
United Healthcare Commercial not published by hospital

Visitor-reported prices

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Exc sq tumor/foot or toe < 1.5 cm 28039 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona not published $687.81 – $2,946.91

All Pennsylvania hospitals for this procedure →