Surgical trays at UPMC Altoona

620 Howard Avenue, Altoona, PA · UPMC · · NPI 112418570

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$80.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$134.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.40 with UPMC Health Plan vs $107.20 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan CHIP $57.40 ↓ -29%
UPMC Health Plan Commercial $62.54 ↓ -22%
Cigna Commercial $67.00 ↓ -17%
Highmark Wholecare (prev Gateway) Medicare $67.00 ↓ -17%
Preferred Healthcare System PPO $67.00 ↓ -17%
Aetna Commercial $71.02 ↓ -12%
Geisinger Commercial $73.70 ↓ -8%
Geisinger Medicaid $73.70 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $73.70 ↓ -8%
UPMC Work Partners Workers Comp $83.84 ↑ +4%
Private Health Care Systems PPO $107.20 ↑ +33%

Visitor-reported prices

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Surgical trays at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Horizon-Greenville Greenville $350.40 $57.40 – $83.84
UPMC Jameson New Castle $393.60 $13.42 – $83.84
UPMC Kane Kane $70.80 $42.27 – $92.62
UPMC Magee Pittsburgh $72.00 $14.76 – $83.84
UPMC Passavant-McCandless Pittsburgh $72.00 $83.29 – $97.49
UPMC Presbyterian Pittsburgh $674.40 $83.84 – $97.49
UPMC St. Margaret Pittsburgh $294.60 $70.43 – $83.84
UPMC Williamsport Williamsport $36.60 $83.84 – $92.62

All Pennsylvania hospitals for this procedure →