Inj, factor x, (human), 1iu at UPMC Altoona

620 Howard Avenue, Altoona, PA · UPMC · · NPI 112418570

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$37.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$63.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.73 with Highmark BCBS of PA vs $50.40 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $5.73 ↓ -85%
UPMC Health Plan Managed Medicaid $6.17 ↓ -84%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $9.78 ↓ -74%
Highmark Wholecare (prev Gateway) Medicaid $9.78 ↓ -74%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $9.78 ↓ -74%
Geisinger Medicaid $9.78 ↓ -74%
UPMC Health Plan Managed Medicare $9.97 ↓ -74%
UPMC Health Plan Partners/Select $10.14 ↓ -73%
United Healthcare Medicare $10.46 ↓ -72%
Highmark Wholecare (prev Gateway) Medicare $10.56 ↓ -72%
AmeriHealth Caritas Medicare $10.56 ↓ -72%
Cigna Medicare $10.56 ↓ -72%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $10.56 ↓ -72%
UPMC Health Plan CHIP $10.57 ↓ -72%
UPMC Health Plan Commercial $12.02 ↓ -68%
UPMC Work Partners Workers Comp $23.42 ↓ -38%
United Healthcare Commercial $28.59 ↓ -24%
Preferred Healthcare System PPO $31.50 ↓ -17%
Cigna Commercial $31.50 ↓ -17%
Aetna Commercial $33.39 ↓ -12%
Geisinger Commercial $34.65 ↓ -8%
Private Health Care Systems PPO $50.40 ↑ +33%
Tricare East Region not published by hospital —
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Inj, factor x, (human), 1iu at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Bedford Everett $36.00 $3.53 – $54.00
UPMC Carlisle Carlisle $6.60 $1.51 – $15.65
UPMC Community Osteopathic Harrisburg $6.60 $2.20 – $12.02
UPMC Hamot Erie $33.60 $5.73 – $10.56
UPMC Northwest Seneca $34.20 $6.17 – $10.56
UPMC Hanover Hanover $6.60 $9.68 – $15.65
UPMC Horizon-Greenville Greenville $32.40 $6.17 – $14.59
UPMC Lititz Lititz $6.60 $9.68 – $15.65

All Pennsylvania hospitals for this procedure →