Finger joint sz00 swanson w/grommets at UPMC Altoona
620 Howard Avenue, Altoona, PA · UPMC · · NPI 112418570
$1,825.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,043.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$464.96 with Highmark BCBS of PA vs $2,434.40 with Private Health Care Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $464.96 | ↓ -75% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $578.17 | ↓ -68% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $1,004.19 | ↓ -45% |
| Geisinger | Medicaid | $1,004.19 | ↓ -45% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $1,029.45 | ↓ -44% |
| UPMC Health Plan | CHIP | $1,065.05 | ↓ -42% |
| Highmark Wholecare (prev Gateway) | Medicaid | $1,186.77 | ↓ -35% |
| UPMC Health Plan | Commercial | $1,521.50 | ↓ -17% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,521.50 | ↓ -17% |
| Cigna | Commercial | $1,521.50 | ↓ -17% |
| Preferred Healthcare System | PPO | $1,521.50 | ↓ -17% |
| Aetna | Commercial | $1,612.79 | ↓ -12% |
| Geisinger | Commercial | $1,673.65 | ↓ -8% |
| Private Health Care Systems | PPO | $2,434.40 | ↑ +33% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
Comments
Finger joint sz00 swanson w/grommets at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Hamot | Erie | $3,435.00 | $464.96 – $464.96 |
| UPMC Horizon-Greenville | Greenville | $1,516.80 | $1,184.99 – $1,184.99 |
| UPMC Jameson | New Castle | $1,915.20 | $198.28 – $473.16 |
| UPMC Magee | Pittsburgh | $2,719.80 | $218.11 – $469.39 |
| UPMC Mercy | Pittsburgh | $3,453.00 | $464.96 – $464.96 |
| UPMC Passavant-McCandless | Pittsburgh | $3,109.80 | $469.39 – $469.39 |
| UPMC Presbyterian | Pittsburgh | $10,690.80 | $469.39 – $469.39 |
| UPMC St. Margaret | Pittsburgh | $2,880.00 | $469.39 – $469.39 |