Exc ben+marg excep skin tag snhfg 2.1-3cm 11423 at UPMC Altoona
620 Howard Avenue, Altoona, PA · UPMC · · NPI 112418570
$526.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$877.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.00 with Aetna vs $1,868.86 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicaid | $36.00 | ↓ -93% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $37.80 | ↓ -93% |
| UPMC Health Plan | Managed Medicaid | $39.60 | ↓ -92% |
| Geisinger | Medicaid | $50.04 | ↓ -90% |
| Highmark Wholecare (prev Gateway) | Medicaid | $53.39 | ↓ -90% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $54.29 | ↓ -90% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $56.20 | ↓ -89% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $61.35 | ↓ -88% |
| UPMC Work Partners | Workers Comp | $374.75 | ↓ -29% |
| Preferred Healthcare System | PPO | $438.50 | ↓ -17% |
| Cigna | Commercial | $438.50 | ↓ -17% |
| United Healthcare | Commercial | $449.55 | ↓ -15% |
| Aetna | Commercial | $464.81 | ↓ -12% |
| Geisinger | Commercial | $482.35 | ↓ -8% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $545.04 | ↑ +4% |
| Private Health Care Systems | PPO | $701.60 | ↑ +33% |
| UPMC Health Plan | Managed Medicare | $1,575.29 | ↑ +199% |
| UPMC Health Plan | Partners/Select | $1,601.24 | ↑ +204% |
| United Healthcare | Medicare | $1,652.83 | ↑ +214% |
| Cigna | Medicare | $1,668.28 | ↑ +217% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,668.28 | ↑ +217% |
| AmeriHealth Caritas | Medicare | $1,668.28 | ↑ +217% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,668.28 | ↑ +217% |
| UPMC Health Plan | CHIP | $1,715.17 | ↑ +226% |
| UPMC Health Plan | Commercial | $1,868.86 | ↑ +255% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Exc ben+marg excep skin tag snhfg 2.1-3cm 11423 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Cole | Coudersport | $265.80 | $37.80 – $2,325.85 |
| UPMC Community Osteopathic | Harrisburg | $406.20 | $48.60 – $4,217.85 |
| UPMC Kane | Kane | $1,096.20 | $39.60 – $856.98 |
| UPMC Magee | Pittsburgh | $3,420.00 | $39.60 – $1,668.28 |
| UPMC Mercy | Pittsburgh | $3,015.00 | $39.60 – $1,699.17 |
| UPMC Presbyterian | Pittsburgh | $2,961.60 | $39.60 – $1,699.17 |
| UPMC Somerset | Somerset | $406.20 | $39.60 – $1,544.70 |
| UPMC St. Margaret | Pittsburgh | $2,574.60 | $39.60 – $1,699.17 |