Lower Back (Lumbar Spine) MRI (with and without contrast) at Ascension St. John Nowata (Jane Phillips Nowata Hospital, Inc.)
237 S Locust St, Nowata, OK · Ascension · · NPI 1548247489
$1,396.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,775.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$147.87 with FIRST HEALTH vs $1,591.00 with AETNA HMO/PPO — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| FIRST HEALTH | 2649_BAOK, JPOK, MCOK, OHOK FIRST HEALTH 20241001 | $147.87 | ↓ -89% |
| AETNA WHOLE HEALTH | 2659_MCOK, BAOK, OHOK AETNA WHOLE HEALTH 20241001 | $266.24 | ↓ -81% |
| BLUE CROSS BLUE SHIELD CHOICE | 2725_NHOK BLUE CROSS BLUE SHIELD BLUE CHOICE INPATIENT 20250201 | $1,124.00 | ↓ -20% |
| BLUE CROSS BLUE SHIELD LINCS | 2730_NHOK BLUE CROSS BLUE SHIELD BLUE LINCS INPATIENT 20250201 | $1,124.00 | ↓ -20% |
| BLUE CROSS BLUE SHIELD PREFERRED | 2735_NHOK BLUE CROSS BLUE SHIELD BLUE PREFERRED INPATIENT 20250201 | $1,124.00 | ↓ -20% |
| BLUE CROSS BLUE SHIELD TRADITIONAL | 2740_NHOK BLUE CROSS BLUE SHIELD BLUE TRADITIONAL INPATIENT 20250201 | $1,124.00 | ↓ -20% |
| BLUE CROSS BLUE SHIELD BLUE ADVANTAGE | 2720_NHOK BLUE CROSS BLUE SHIELD BLUE ADVANTAGE INPATIENT 20250201 | $1,124.00 | ↓ -20% |
| AETNA HMO/PPO | 2658_MCOK, BAOK, OHOK AETNA HMO 20241001 | $1,591.00 | ↑ +14% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Oklahoma hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Love County Health Center | Marietta | $5,443.00 | $184.04 – $184.04 |
| Mercy Hospital Ardmore | Northwest Ardmore | $5,022.55 | $184.04 – $2,158.33 |
| Mercy Hospital Healdton | Healdton | $3,537.95 | $184.04 – $801.97 |
| Mercy Hospital Kingfisher | Kingfisher | $2,893.15 | $184.04 – $801.97 |
| Mercy Hospital Logan County | Guthrie | $3,455.40 | $184.04 – $2,617.00 |
| Mercy Hospital Oklahoma City | Oklahoma City | $2,995.20 | $184.04 – $2,007.25 |
| Mercy Hospital Watonga | Watonga | $2,889.25 | $184.04 – $801.97 |
| Ascension St. John Medical Center (St. John Medical Center, Inc.) | Tulsa | $1,396.84 | $147.87 – $1,358.84 |