Destruction benign lesions < 14 lesions at Ascension St. John Nowata (Jane Phillips Nowata Hospital, Inc.)

237 S Locust St, Nowata, OK · Ascension · · NPI 1548247489

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 8, 2026

$104.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$283.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.54 with FIRST HEALTH vs $147.42 with BLUE CROSS BLUE SHIELD TRADITIONAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
FIRST HEALTH 2649_BAOK, JPOK, MCOK, OHOK FIRST HEALTH 20241001 $71.54 ↓ -32%
AETNA WHOLE HEALTH 2659_MCOK, BAOK, OHOK AETNA WHOLE HEALTH 20241001 $75.28 ↓ -28%
BLUE CROSS BLUE SHIELD BLUE ADVANTAGE 2720_NHOK BLUE CROSS BLUE SHIELD BLUE ADVANTAGE INPATIENT 20250201 $147.42 ↑ +41%
BLUE CROSS BLUE SHIELD CHOICE 2725_NHOK BLUE CROSS BLUE SHIELD BLUE CHOICE INPATIENT 20250201 $147.42 ↑ +41%
BLUE CROSS BLUE SHIELD LINCS 2730_NHOK BLUE CROSS BLUE SHIELD BLUE LINCS INPATIENT 20250201 $147.42 ↑ +41%
BLUE CROSS BLUE SHIELD PREFERRED 2735_NHOK BLUE CROSS BLUE SHIELD BLUE PREFERRED INPATIENT 20250201 $147.42 ↑ +41%
BLUE CROSS BLUE SHIELD TRADITIONAL 2740_NHOK BLUE CROSS BLUE SHIELD BLUE TRADITIONAL INPATIENT 20250201 $147.42 ↑ +41%

Visitor-reported prices

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Destruction benign lesions < 14 lesions at other Oklahoma hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Healdton Healdton $193.70 $56.82 – $409.96
Ascension St. John Medical Center (St. John Medical Center, Inc.) Tulsa $104.90 $71.54 – $756.04
Ascension St. John Broken Arrow (St. John Broken Arrow, Inc.) Jenks $104.90 $71.54 – $75.28
Ascension St. John Owasso (Owasso Medical Facility, Inc.) Owasso $104.90 $71.54 – $425.27
Ascension St. John Jane Phillips (Jane Phillips Memorial Medical Center, Inc.) Bartlesville $104.90 $71.54 – $455.47
Ascension St. John Sapulpa (St. John Sapulpa, Inc.) Sapulpa $104.90 $71.54 – $128.56

All Oklahoma hospitals for this procedure →