#cf-97variants at Mercy Hospital Ardmore

1011 14th Avenue, Northwest Ardmore, OK · Mercy · · NPI 1386741635

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Sep 7, 2026

$608.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$936.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$365.04 with HEALTHCARE HIGHWAYS PLUS CONTRACTED [320175] vs $1,228.58 with KEMPTON CONTRACTED [320214] — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTHCARE HIGHWAYS PLUS CONTRACTED [320175] HB ADA, ARDM, OKLC HEALTHCARE HWY CHICKSAW NATION $365.04 ↓ -40%
WEBTPA CONTRACTED [320417] HB OKLC HEART HOSPITAL EMPLOYER $393.12 ↓ -35%
AETNA CONTRACTED [320008] HB ARDM AETNA NBD $403.42 ↓ -34%
OSMA HEALTH CONTRACTED [320292] HB ARDM OSMA HEALTH $421.20 ↓ -31%
MEDICAID [20240] HB ARDM OK MEDICAID (SOONERCARE) $495.09 ↓ -19%
AETNA MEDICAID CONTRACTED [320009] HB ARDM OK MEDICAID (SOONERCARE) $495.09 ↓ -19%
OKLAHOMA COMPLETE HEALTH MEDICAID CONTRACTED [320485] HB ARDM OK MEDICAID (SOONERCARE) $495.09 ↓ -19%
HUMANA MEDICAID CONTRACTED [320486] HB ARDM OK MEDICAID (SOONERCARE) $495.09 ↓ -19%
GENERIC MEDICARE MANAGED CARE [20137] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
AETNA MEDICARE ADVANTAGE CONTRACTED [320010] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
BCBS MEDICARE ADVANTAGE CONTRACTED [320047] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
CROSS TIMBERS HOSPICE [20098] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
ELARA CARING ASPIRE HOSPICE CONTRACTED [320433] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
ELARA CARING ASPIRE HOSPICE [20433] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
HALO HCR INC HOSPICE CONTRACTED [320432] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
HALO HCR INC HOSPICE [20432] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
HEALTH FIRST HEALTH PLANS MEDICARE [20170] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
HORIZONS MEDICARE [20190] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
HUMANA MEDICARE ADVANTAGE CONTRACTED [320194] HB ARDM HUMANA 100% MCR $546.02 ↓ -10%
INDEPENDENT HEALTH [20197] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
INDIAN HEALTH SERVICE CONTRACTED [320198] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
KINDFUL HOSPICE CONTRACTED [320434] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
KINDFUL HOSPICE [20434] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
MEDICAL ASSOCIATES HEALTH [20444] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
MENTAL HEALTH NETWORK MEDICARE [20250] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
MERCY HOSPICE OKC [20252] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
TRICARE CONTRACTED [320380] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
UNITED HEALTHCARE MEDICARE ADVANTAGE CONTRACTED [320398] HB ARDM UHC MCR ADVANTAGE 100% $546.02 ↓ -10%
WELLCARE MEDICARE ADVANTAGE CONTRACTED [320421] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
WINDSOR MEDICARE [20424] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
AMERICAN HEALTH ADVANTAGE OF OK MEDICARE [20019] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
BCBS MEDICARE ADVANTAGE [20047] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
CHEROKEE NATION HEALTH SERV CONTRACTED [320066] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
DEPT OF VETERAN AFFAIRS CONTRACTED [320106] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
ESSENCE HEALTHCARE MEDICARE CONTRACTED [320122] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
LONGEVITY HEALTH PLAN MEDICARE CONTRACTED [320225] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
MEDICARE [20244] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
NHC ADVANTAGE MEDICARE CONTRACTED [320282] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
PROMINENCE HEALTH PLAN MEDICARE ADVANTAGE CONTRACTED [320496] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
PROVIDER PARTNERS HEALTH PLANS CONTRACTED [320450] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
QUAL CHOICE CONTRACTED [320325] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
TRIBUTE HEALTH PLAN MCR CONTRACTED [320338] HB ARDM MEDICARE/MGD MEDICARE 100% $546.02 ↓ -10%
MEDICA MEDICARE ADVANTAGE CONTRACTED [320477] HB ARDM MEDICA MEDICARE NEW 031523 $556.60 ↓ -9%
MEDICA MEDICARE ADVANTAGE [20477] HB ARDM MEDICA MEDICARE NEW 031523 $556.60 ↓ -9%
GLOBALHEALTH CONTRACTED [320145] HB ARDM GLOBAL HEALTH MCR 102% $557.16 ↓ -8%
CIGNA HEALTHCARE CONTRACTED [320071] HB ARDM CIGNA $557.86 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB ADA, ARDM, HMH, KGFER, LGNOK, LHCP, OKLC, TISH, WTGA QUIKTRIP $561.60 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB ADA, ARDM, HMH, KGFER, LGNOK, LHCP, OKLC, TISH, WTGA SHOW ME BENEFITS $561.60 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB ADA, ARDM, OKLC TALL TREE DEC $561.60 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB ADA, ARDM, HMH, KGFER, LGNOK, LHCP, OKLC, TISH, WTGA DEC HERMANN AREA DISTRICT HOSPITAL $561.60 ↓ -8%
REFLECT HEALTH CONTRACTED [320492] HB OKLC ARDM ADA WW WOOD DEC $561.60 ↓ -8%
BENEFIT MANAGEMENT CONTRACTED [320052] HB ARDM, OKLC HEALTHCARE HIGHWAYS $561.60 ↓ -8%
EDISON HEALTH SOLUTIONS CONTRACTED [320502] HB OKLC ADA ARDM WOODARD DEC NEW 040124 $561.60 ↓ -8%
SHOW-ME HEALTH ADMINISTRATORS CONTRACTED [320483] HB OKLC ADA ARDM HMH KGFER LGNOK TISH WTGA LHCP ASI DEC $561.60 ↓ -8%
IMAGINE 360 CONTRACTED [320494] HB OKLC ADA ARDM ROBINSON CONSTRUCTION DEC $561.60 ↓ -8%
HEALTHCARE HIGHWAYS PLUS CONTRACTED [320175] HB ARDM, OKLC HEALTHCARE HIGHWAYS $561.60 ↓ -8%
EBMS CONTRACTED [320493] HB OKLC ADA ARDM CRADER DISTRIBUTING DEC $561.60 ↓ -8%
AITHER HEALTH CONTRACTED [320449] HB OKLC ADA ARDM LACLEDE CHAIN DEC $561.60 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB OKLC ADA ARDM CITY OF JACKSON DEC $561.60 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB OKLC ADA ARDM DEC TOWN AND COUNTRY $561.60 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB OKLC ADA ARDM EASTER SEALS DEC $561.60 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB OKLC ADA ARDM SAPAUGH DEC $561.60 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB OKLC ADA ARDM SCHAEFER / QCG DEC $561.60 ↓ -8%
AUXIANT CONTRACTED [320462] HB OKLC ADA ARDM CITY OF JACKSON DEC $561.60 ↓ -8%
AITHER HEALTH CONTRACTED [320449] HB OKLC ADA ARDM WOODARD DEC NEW 040124 $561.60 ↓ -8%
AUXIANT CONTRACTED [320462] HB OKLC ADA ARDM BUCHHEIT DEC $561.60 ↓ -8%
HEALTHLINK CONTRACTED [320179] HB OKLC ADA ARDM SAPAUGH DEC $561.60 ↓ -8%
YUZU HEALTH CONTRACTED [320521] HB ADA ARDM OKLC LEVEL HEALTH DEC - NEW 01.01.26 $561.60 ↓ -8%
QUIK TRIP CONTRACTED [320447] HB ADA, ARDM, HMH, KGFER, LGNOK, LHCP, OKLC, TISH, WTGA QUIKTRIP $561.60 ↓ -8%
SHOW-ME HEALTH ADMINISTRATORS CONTRACTED [320483] HB ADA, ARDM, HMH, KGFER, LGNOK, LHCP, OKLC, TISH, WTGA SHOW ME BENEFITS $561.60 ↓ -8%
CIGNA MEDICARE ADVANTAGE CONTRACTED [320072] HB ARDM CIGNA MCR 103% $562.72 ↓ -8%
HEALTHSPRING MEDICARE ADVANTAGE CONTRACTED [320526] HB ARDM CIGNA MCR 103% $562.72 ↓ -8%
BLUE CROSS AND BLUE SHIELD [20053] HB ARDM BCBS OF OK NATIVEBLUE MCR 103% $562.72 ↓ -8%
DEVOTED HEALTH MEDICARE CONTRACTED [320500] HB ARDM DEVOTED HEALTH MCR 104% W/O SEQ $578.86 ↓ -5%
AETNA CONTRACTED [320008] HB ARDM AETNA $584.06 ↓ -4%
AUXIANT CONTRACTED [320462] HB ARDM, OKLC NETWORK AFFILIATION AGREEMENT $608.40 ↑ +0%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB OKLC ADA ARDM CLAYCO DEC $608.40 ↑ +0%
MERCY BENEFIT ADMIN CONTRACTED [320251] HB ARDM, OKLC NETWORK AFFILIATION AGREEMENT $608.40 ↑ +0%
POINT C CONTRACTED [320238] HB ARDM, OKLC NETWORK AFFILIATION AGREEMENT $608.40 ↑ +0%
PREFERRED HEALTH PLAN CONTRACTED [320522] HB ARDM, OKLC NETWORK AFFILIATION AGREEMENT $608.40 ↑ +0%
TRI STATE HEALTHCARE COALITION CONTRACTED [320379] HB ARDM, OKLC NETWORK AFFILIATION AGREEMENT $608.40 ↑ +0%
UNITED MEDICAL RESOURCES CONTRACTED [320454] HB ARDM, OKLC NETWORK AFFILIATION AGREEMENT $608.40 ↑ +0%
FEDERAL MEDICAL CENTER CONTRACTED [320127] HB ARDM, OKLC NETWORK AFFILIATION AGREEMENT $608.40 ↑ +0%
HEALTHSMART ACCEL CONTRACTED [320183] HB ARDM HEALTHSMART ACCEL $608.40 ↑ +0%
HEALTHSMART PREFERRED CARE CONTRACTED [320184] HB ARDM HEALTHSMART PPO $608.40 ↑ +0%
BENEFIT MANAGEMENT CONTRACTED [320052] HB ADA, ARDM, KGFER, OKLC, WTGA OZARKS COMMUNITY HOSPITAL $608.40 ↑ +0%
HEALTHLINK CONTRACTED [320179] HB ARDM, OKLC NETWORK AFFILIATION AGREEMENT $608.40 ↑ +0%
HEALTHSCOPE CONTRACTED [320182] HB ARDM, OKLC NETWORK AFFILIATION AGREEMENT $608.40 ↑ +0%
FIRST HEALTH CONTRACTED [320128] HB ARDM AETNA - FIRST HEALTH $610.27 ↑ +0%
GLOBALHEALTH CONTRACTED [320144] HB ARDM GLOBALHEALTH $636.48 ↑ +5%
HUMANA CONTRACTED [320193] HB ARDM HUMANA CHOICECARE $645.84 ↑ +6%
COMMUNITY CARE CONTRACTED [320080] HB ARDM COMMUNITY CARE $655.20 ↑ +8%
UNITED HEALTHCARE CONTRACTED [320396] HB ARDM UHC EXCHANGE $695.75 ↑ +14%
UNITED HEALTHCARE CONTRACTED [320396] HB ARDM UHC $695.75 ↑ +14%
HEALTH CHOICE CONTRACTED [320166] HB ADA, ARDM, HMH, KGFER, LGNOK, LHCP, TISH, WTGA HEALTHCHOICE (OSEEGIB) $695.75 ↑ +14%
UNITED MEDICAL RESOURCES CONTRACTED [320454] HB ARDM UHC $695.75 ↑ +14%
PRIVATE HEALTH CARE SYSTEMS CONTRACTED [320320] HB ARDM PHCS SAVILITY $702.00 ↑ +15%
PREFERRED COMMUNITY CHOICE CONTRACTED [320311] HB ARDM PCC $711.36 ↑ +17%
MEDICA CONTRACTED [320239] HB ARDM MEDICA EXCHANGE $739.01 ↑ +21%
PRIVATE HEALTH CARE SYSTEMS CONTRACTED [320320] HB ARDM PHCS PRIMARY $748.80 ↑ +23%
MULTIPLAN CONTRACTED [320270] HB ARDM PHCS PRIMARY $748.80 ↑ +23%
NOVASYS CONTRACTED [320285] HB ARDM AMBETTER EXCHANGE MEDICARE $751.41 ↑ +24%
SUNFLOWER HEALTH PLAN CONTRACTED [320369] HB ARDM AMBETTER EXCHANGE MEDICARE $751.41 ↑ +24%
AMBETTER CONTRACTED [320452] HB ARDM AMBETTER EXCHANGE MEDICARE $751.41 ↑ +24%
HOME STATE HEALTH PLAN CONTRACTED [320187] HB ARDM AMBETTER EXCHANGE MEDICARE $751.41 ↑ +24%
COMMUNITY CARE CONTRACTED [320080] HB ARDM COMMUNITY CARE STATE 150% MCR W/O SEQ $834.90 ↑ +37%
MULTIPLAN CONTRACTED [320270] HB ARDM PHCS COMPLEMENTARY $842.40 ↑ +38%
PRIVATE HEALTH CARE SYSTEMS CONTRACTED [320320] HB ARDM PHCS COMPLEMENTARY $842.40 ↑ +38%
CENTIVO CONTRACTED [320505] HB ARDM CENTIVO MCR 165% $918.39 ↑ +51%
WORKERS COMP [20426] HB ADA, ARDM, HMH, KGFER, LGNOK, LHCP, OKLC, TISH, WTGA WORK COMP $926.19 ↑ +52%
MEDICA CONTRACTED [320239] HB ARDM UNITED BEHAVIORAL HEALTH COMM $936.00 ↑ +54%
UNITED BEHAVIORAL HEALTH MEDICARE ADVANTAGE CONTRACTED [320392] HB ARDM UNITED BEHAVIORAL HEALTH MCR $936.00 ↑ +54%
HEALTHSMART PREFERRED CARE CONTRACTED [320184] HB ARDM KEMPTON DEC 225% MCR $1,228.58 ↑ +102%
KEMPTON CONTRACTED [320214] HB ARDM KEMPTON DEC 225% MCR $1,228.58 ↑ +102%
MC ANTHEM [20455] HB ARDM BLUE CHOICE not published by hospital
BLUE CROSS AND BLUE SHIELD [20053] HB ARDM BLUE CROSS ADVANTAGE PPO not published by hospital
BLUE CROSS AND BLUE SHIELD [20053] HB ARDM BLUE CHOICE not published by hospital
BLUE CROSS AND BLUE SHIELD [20053] HB ARDM BLUE LINCS not published by hospital
BLUE CROSS AND BLUE SHIELD [20053] HB ARDM BLUE CROSS PREFERRED not published by hospital
BLUE CROSS AND BLUE SHIELD [20053] HB ARDM BLUE TRADITIONAL not published by hospital
MC GENERIC ANTHEM [20456] HB ARDM BLUE CHOICE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

#cf-97variants at other Oklahoma hospitals

Hospital City Cash price Negotiated range
Love County Health Center Marietta $740.00 $495.09 – $495.09
Mercy Hospital Kingfisher Kingfisher $423.80 $495.09 – $695.75
Mercy Hospital Oklahoma City Oklahoma City $481.00 $372.00 – $1,228.58
Mercy Hospital Watonga Watonga $423.80 $495.09 – $695.75
Ascension St. John Medical Center (St. John Medical Center, Inc.) Tulsa $723.91 $74.21 – $2,226.40
Ascension St. John Broken Arrow (St. John Broken Arrow, Inc.) Jenks $723.91 $631.74 – $631.74
Ascension St. John Owasso (Owasso Medical Facility, Inc.) Owasso $723.91 $62.01 – $1,252.35
Ascension St. John Jane Phillips (Jane Phillips Memorial Medical Center, Inc.) Bartlesville $723.91 $79.86 – $1,252.35

All Oklahoma hospitals for this procedure →