Surgical pathology level 2 gross & microscopic examination at Ascension St. John Jane Phillips (Jane Phillips Memorial Medical Center, Inc.)

3500 SE Frank Phillips Blvd, Bartlesville, OK · Ascension · · NPI 1215914254

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 8, 2026

$48.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$131.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.98 with FIRST HEALTH vs $113.79 with BLUE CROSS BLUE SHIELD LINCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
FIRST HEALTH 2649_BAOK, JPOK, MCOK, OHOK FIRST HEALTH 20241001 $7.98 ↓ -84%
AETNA WHOLE HEALTH 2659_MCOK, BAOK, OHOK AETNA WHOLE HEALTH 20241001 $23.72 ↓ -51%
AETNA WHOLE HEALTH 2651_JPOK AETNA WHOLE HEALTH 20241001 $38.19 ↓ -21%
CHAMPVA 2690_MCOK, BAOK, OHOK, JPOK MEDICARE ADVANTAGE CHAMPVA OUTPATIENT 20250101 $39.99 ↓ -18%
CHAMPVA 2969_MCOK, BAOK, OHOK, JPOK MEDICARE ADVANTAGE CHAMPVA INPATIENT 20251001 $39.99 ↓ -18%
VA OPTUM 2679_VA OPTUM HEALTH OUTPATIENT 20250101 $39.99 ↓ -18%
VA OPTUM 2963_VA OPTUM HEALTH INPATIENT 20251001 $39.99 ↓ -18%
VA COMMUNITY CARE NETWORK 2964_VETERAN AFFAIRS COMMUNITY CARE NETWORK INPATIENT 20251001 $39.99 ↓ -18%
VA COMMUNITY CARE NETWORK 1218_VETERAN AFFAIRS COMMUNITY CARE NETWORK OUTPATIENT 20191001 $39.99 ↓ -18%
MISC MEDICARE ADVANTAGE 2987_MCOK, BAOK, OHOK, JPOK MEDICARE ADVANTAGE NON-CONTRACTED INPATIENT 20251001 $39.99 ↓ -18%
MISC MEDICARE ADVANTAGE 2701_MCOK, BAOK, OHOK, JPOK MEDICARE ADVANTAGE NON-CONTRACTED OUTPATIENT 20250101 $39.99 ↓ -18%
LONGEVITY HEALTH PLAN OF OKLAHOMA 2985_BAOK, JPOK, MCOK, OHOK MEDICARE ADVANTAGE LONGEVITY HEALTH PLAN OF OKLAHOMA INPATIENT 20251001 $39.99 ↓ -18%
LONGEVITY HEALTH PLAN OF OKLAHOMA 2697_BAOK, JPOK, MCOK, OHOK MEDICARE ADVANTAGE LONGEVITY HEALTH PLAN OF OKLAHOMA OUTPATIENT 20250101 $39.99 ↓ -18%
LIFE PACE 2984_MEDICARE ADVANTAGE LIFE PACE INPATIENT 20251001 $39.99 ↓ -18%
LIFE PACE 2702_MEDICARE ADVANTAGE LIFE PACE OUTPATIENT 20250101 $39.99 ↓ -18%
COMMUNITYCARE SENIOR 2978_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE INPATIENT GOVERNMENT PROGRAM 20251001 $39.99 ↓ -18%
COMMUNITY CARE - ST JOHN NETWORK SENIOR - GOVT 2970_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE ST JOHN NEWTORK INPATIENT GOVERNMENT 20251001 $39.99 ↓ -18%
COMMUNITYCARE SENIOR 2681_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE OUTPATIENT GOVERNMENT PROGRAM 20250101 $39.99 ↓ -18%
COMMUNITY CARE - ST JOHN NETWORK SENIOR - GOVT 2683_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE ST JOHN NETWORK OUTPATIENT GOVERNMENT 20250101 $39.99 ↓ -18%
VETERANS ADMINISTRATION 2992_VETERANS ADMINISTRATION 20251001 $39.99 ↓ -18%
HUMANA MCR 2700_MCOK, BAOK, OHOK, JPOK MEDICARE ADVANTAGE HUMANA PPO OUTPATIENT 20250101 $40.39 ↓ -17%
HUMANA MCR 2982_MCOK, BAOK, OHOK, JPOK MEDICARE ADVANTAGE HUMANA PPO INPATIENT 20251001 $40.39 ↓ -17%
UNITED HEALTH CARE MEDICARE 2698_BAOK, JPOK, MCOK, OHOK UNITED HEALTH CARE MEDICARE OUTPATIENT 20250101 $41.19 ↓ -15%
UHC CHEROKEE NATION 2699_BAOK, JPOK, MCOK, OHOK UNITED HEALTH CHEROKEE NATION BUSINESSES OUTPATIENT 20250101 $41.19 ↓ -15%
UHC CHEROKEE NATION 2990_BAOK, JPOK, MCOK, OHOK UNITED HEALTH CHEROKEE NATION BUSINESSES INPATIENT 20251001 $41.19 ↓ -15%
UNITED HEALTH CARE MEDICARE 2991_BAOK, JPOK, MCOK, OHOK UNITED HEALTH CARE MEDICARE INPATIENT 20251001 $41.19 ↓ -15%
BLUE CROSS BLUE SHIELD MEDICARE 2695_BAOK, JPOK, MCOK, OHOK BLUE CROSS BLUE SHIELD MEDICARE OUTPATIENT 20250101 $41.99 ↓ -14%
BLUE CROSS BLUE SHIELD MEDICARE 2965_BAOK, JPOK, MCOK, OHOK BLUE CROSS BLUE SHIELD MEDICARE INPATIENT 20251001 $41.99 ↓ -14%
COMMUNITYCARE (STANDARD) 711_COMMUNITYCARE STANDARD INPATIENT 20180101 $43.99 ↓ -9%
COMMUNITY CARE (SELECT) 7/1/13 2682_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE OUTPATIENT SELF FUNDED NON ASCENSION ST JOHN EMPLOYEE 20250101 $47.99 ↓ -1%
COMMUNITY CARE (SELECT) 7/1/13 2971_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE IP SELF FUNDED NON ASCENSION ST JOHN EMPLOYEE 20251001 $47.99 ↓ -1%
CCL&H 2968_BAOK, JPOK, OHOK, MCOK COMMUNITY CARE LIFE AND HEALTH INPATIENT 20251001 $51.99 ↑ +7%
SMARTHEALTH 2703_BAOK, JPOK, MCOK, OHOK SMARTHEALTH OUTPATIENT 20250101 $55.99 ↑ +15%
SMARTHEALTH 2988_BAOK, JPOK, MCOK, OHOK SMARTHEALTH INPATIENT 20251001 $55.99 ↑ +15%
COMMUNITYCARE (SELECT) 2975_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE STANDARD - SELECT INPATIENT 20251001 $59.98 ↑ +24%
COMMUNITY CARE SMARTHEALTH 2973_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE IP - SELF FUNDED ASCENSION ST JOHN EMPLOYEE 20251001 $59.98 ↑ +24%
EVOLUTIONS 2981_EVOLUTIONS AND RESOURCE ONE ADMINISTRATORS INPATIENT 20251001 $79.98 ↑ +65%
CONNECT HEALTH BENEFIT 2980_BAOK, JPOK, MCOK, OHOK CONNECT HEALTH BENEFIT MEDICARE INPATIENT 20251001 $79.98 ↑ +65%
CONNECT HEALTH BENEFIT 2696_BAOK, JPOK, MCOK, OHOK CONNECT HEALTH BENEFIT OUTPATIENT 20250101 $79.98 ↑ +65%
EVOLUTIONS 2677_EVOLUTIONS AND RESOURCE ONE ADMINISTRATORS OUTPATIENT 20250101 $79.98 ↑ +65%
KEMPTON GROUP ADMINISTRATORS 2983_BAOK, JPOK, MCOK, OHOK KEMPTON GROUP ADMINISTRATORS INPATIENT 20251001 $89.98 ↑ +85%
KEMPTON GROUP ADMINISTRATORS 2676_BAOK, JPOK, MCOK, OHOK KEMPTON GROUP ADMINISTRATORS OUTPATIENT 20250101 $89.98 ↑ +85%
COMMUNITYCARE (SELECT) 2684_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE STANDARD - SELECT OUTPATIENT 20250101 $91.98 ↑ +89%
COMMUNITY CARE SMARTHEALTH 2680_JPOK, BAOK, MCOK, OHOK COMMUNITYCARE OUTPATIENT - SELF FUNDED ASCENSION ST JOHN EMPLOYEE 20250101 $95.98 ↑ +98%
BLUE CROSS BLUE SHIELD TRADITIONAL 2742_JPOK BLUE CROSS BLUE SHIELD BLUE TRADITIONAL INPATIENT 20250201 $113.79 ↑ +134%
BLUE CROSS BLUE SHIELD BLUE ADVANTAGE 2718_JPOK BLUE CROSS BLUE SHIELD BLUE ADVANTAGE INPATIENT 20250201 $113.79 ↑ +134%
BLUE CROSS BLUE SHIELD PREFERRED 2737_JPOK BLUE CROSS BLUE SHIELD BLUE PREFERRED INPATIENT 20250201 $113.79 ↑ +134%
BLUE CROSS BLUE SHIELD CHOICE 2726_JPOK BLUE CROSS BLUE SHIELD BLUE CHOICE INPATIENT 20250201 $113.79 ↑ +134%
BLUE CROSS BLUE SHIELD LINCS 2732_JPOK BLUE CROSS BLUE SHIELD BLUE LINCS INPATIENT 20250201 $113.79 ↑ +134%

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Surgical pathology level 2 gross & microscopic examination at other Oklahoma hospitals

Hospital City Cash price Negotiated range
Love County Health Center Marietta $222.00 $28.16 – $28.16
Mercy Hospital Healdton Healdton $144.30 $28.16 – $66.78
Mercy Hospital Kingfisher Kingfisher $128.70 $28.16 – $66.78
Mercy Hospital Logan County Guthrie $128.05 $28.16 – $86.00
Ascension St. John Medical Center (St. John Medical Center, Inc.) Tulsa $48.56 $7.98 – $149.36
Ascension St. John Broken Arrow (St. John Broken Arrow, Inc.) Jenks $48.56 $7.98 – $23.72
Ascension St. John Owasso (Owasso Medical Facility, Inc.) Owasso $48.56 $7.98 – $84.02
Ascension St. John Nowata (Jane Phillips Nowata Hospital, Inc.) Nowata $48.56 $7.98 – $113.79

All Oklahoma hospitals for this procedure →