Version cephalic external at University Hospitals St. John Medical Center

29000 Center Ridge Road, Westlake OH, OH · University Hospitals · · NPI 1841264868

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 13, 2026

$2,361.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,149.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$771.51 with Medical Mutual of Ohio vs $5,953.03 with CareSource — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medical Mutual of Ohio Northern Ohio Commercial $771.51 ↓ -67%
University Health Employee Plan (Contigo) Commercial $1,259.60 ↓ -47%
United Healthcare Nexus Commercial $1,429.65 ↓ -39%
Buckeye Plain Ministries Fund $1,448.54 ↓ -39%
Amish Aid Community Plan Fund $1,448.54 ↓ -39%
Amish Church Fund and Workers Aid Plan Fund $1,448.54 ↓ -39%
JP Farley Commercial $1,480.03 ↓ -37%
Cigna OAP Commercial $1,526.00 ↓ -35%
Christian Healthcare Ministries Fund $1,574.50 ↓ -33%
Immergrun Commercial $1,574.50 ↓ -33%
Sunrise Plan Communities Fund $1,574.50 ↓ -33%
United Healthcare Commercial $1,587.10 ↓ -33%
Anthem Traditional Commercial $1,590.25 ↓ -33%
SummaCare Commercial $1,605.99 ↓ -32%
AultCare Commercial $1,731.95 ↓ -27%
Cigna PPO Commercial $1,747.70 ↓ -26%
HealthSmart Commercial $2,046.85 ↓ -13%
Ohio Health Choice Preferred Health Choice Plus Commercial $2,046.85 ↓ -13%
The Health Plan Commercial $2,078.34 ↓ -12%
Aetna Commercial $2,100.38 ↓ -11%
Medical Mutual Traditional/Health Ohio Commercial $2,204.30 ↓ -7%
Anthem Commercial $2,372.22 ↑ +0%
Ohio Preferred Network Commercial $2,519.20 ↑ +7%
Beech Street Commercial $2,519.20 ↑ +7%
First Health Commercial $2,613.67 ↑ +11%
Century Health Network Commercial $2,676.65 ↑ +13%
Private Healthcare System Commercial $2,708.14 ↑ +15%
Fortified Provider Network Commercial $2,834.10 ↑ +20%
MultiPlan Commercial $2,834.10 ↑ +20%
Ohio Health Choice Commercial $2,834.10 ↑ +20%
WellCare by AllWell Medicare Advantage $3,307.24 ↑ +40%
Aetna Medicare Advantage $3,307.24 ↑ +40%
Anthem Medicare Advantage $3,307.24 ↑ +40%
Cigna Medicare Advantage $3,307.24 ↑ +40%
Devoted Health Medicare Advantage $3,307.24 ↑ +40%
Humana Medicare Advantage $3,307.24 ↑ +40%
Molina Medicare Advantage $3,307.24 ↑ +40%
Primetime Health Plan Medicare Advantage $3,307.24 ↑ +40%
SummaCare Medicare Advantage $3,307.24 ↑ +40%
The Health Plan Medicare Advantage $3,307.24 ↑ +40%
United Healthcare Medicare Advantage $3,307.24 ↑ +40%
Paramount Medicare Advantage $3,406.46 ↑ +44%
Valor Health Plans Medicare Advantage $3,472.60 ↑ +47%
Perennial Advantage of Ohio Medicare Advantage $3,472.60 ↑ +47%
Medical Mutual of Ohio MedFlex Commercial $4,569.00 ↑ +93%
Medical Mutual of Ohio SuperMed Commercial $5,077.00 ↑ +115%
Medical Mutual of Ohio NAS Commercial $5,585.00 ↑ +136%
Ambetter Commercial $5,953.03 ↑ +152%
CareSource Marketplace $5,953.03 ↑ +152%
Aetna (Ohio Rise) Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
CareSource Managed Medicaid not published by hospital —
Amerihealth Caritas Managed Medicaid not published by hospital —
Buckeye Managed Medicaid not published by hospital —
Humana Managed Medicaid not published by hospital —

Visitor-reported prices

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Version cephalic external at other Ohio hospitals

Hospital City Cash price Negotiated range
Anderson Hospital Cincinnati $4,384.80 not published
St Ritas Medical Center Lima $9,119.70 $3,209.41 – $3,273.60
Trinity Medical Center East Steubenville $1,061.30 $1,284.00 – $1,647.80
cleveland clinic main campus Cleveland $444.60 $1.10 – $3,062.57
akron general Akron $8,266.70 $0.01 – $11,446.20
avon hospital Avon $8,266.70 $0.01 – $11,446.20
euclid hospital Euclid $8,266.70 $0.01 – $11,446.20
fairview hospital Cleveland $8,266.70 $0.01 – $11,446.20

All Ohio hospitals for this procedure →