Upper Back (Thoracic Spine) MRI (with contrast) at University Hospitals St. John Medical Center

29000 Center Ridge Road, Westlake OH, OH · University Hospitals · · NPI 1841264868

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 13, 2026

$2,441.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,255.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$356.43 with WellCare by AllWell vs $2,929.50 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WellCare by AllWell Medicare Advantage $356.43 ↓ -85%
Aetna Medicare Advantage $356.43 ↓ -85%
Anthem Medicare Advantage $356.43 ↓ -85%
Cigna Medicare Advantage $356.43 ↓ -85%
Devoted Health Medicare Advantage $356.43 ↓ -85%
Humana Medicare Advantage $356.43 ↓ -85%
Molina Medicare Advantage $356.43 ↓ -85%
Primetime Health Plan Medicare Advantage $356.43 ↓ -85%
SummaCare Medicare Advantage $356.43 ↓ -85%
The Health Plan Medicare Advantage $356.43 ↓ -85%
United Healthcare Medicare Advantage $356.43 ↓ -85%
Paramount Medicare Advantage $367.12 ↓ -85%
Valor Health Plans Medicare Advantage $374.25 ↓ -85%
Perennial Advantage of Ohio Medicare Advantage $374.25 ↓ -85%
Ambetter Commercial $641.57 ↓ -74%
CareSource Marketplace $641.57 ↓ -74%
University Health Employee Plan (Contigo) Commercial $728.00 ↓ -70%
Medical Mutual of Ohio Northern Ohio Commercial $797.48 ↓ -67%
Buckeye Plain Ministries Fund $800.00 ↓ -67%
Amish Church Fund and Workers Aid Plan Fund $800.00 ↓ -67%
Amish Aid Community Plan Fund $800.00 ↓ -67%
Anthem Commercial $895.00 ↓ -63%
Medical Mutual of Ohio MedFlex Commercial $1,125.00 ↓ -54%
Medical Mutual of Ohio SuperMed Commercial $1,250.00 ↓ -49%
Christian Healthcare Ministries Fund $1,351.00 ↓ -45%
Cigna OAP Commercial $1,375.00 ↓ -44%
Medical Mutual of Ohio NAS Commercial $1,375.00 ↓ -44%
AultCare Commercial $1,425.00 ↓ -42%
Sunrise Plan Communities Fund $1,627.50 ↓ -33%
Immergrun Commercial $1,627.50 ↓ -33%
Anthem Traditional Commercial $1,643.78 ↓ -33%
Cigna PPO Commercial $1,806.53 ↓ -26%
SummaCare Commercial $1,872.00 ↓ -23%
JP Farley Commercial $1,957.00 ↓ -20%
United Healthcare Nexus Commercial $2,093.00 ↓ -14%
Ohio Health Choice Preferred Health Choice Plus Commercial $2,115.75 ↓ -13%
HealthSmart Commercial $2,115.75 ↓ -13%
The Health Plan Commercial $2,148.30 ↓ -12%
Medical Mutual Traditional/Health Ohio Commercial $2,278.50 ↓ -7%
United Healthcare Commercial $2,325.00 ↓ -5%
Aetna Commercial $2,326.00 ↓ -5%
Beech Street Commercial $2,604.00 ↑ +7%
Ohio Preferred Network Commercial $2,604.00 ↑ +7%
First Health Commercial $2,701.65 ↑ +11%
Century Health Network Commercial $2,766.75 ↑ +13%
Private Healthcare System Commercial $2,799.30 ↑ +15%
Fortified Provider Network Commercial $2,929.50 ↑ +20%
Ohio Health Choice Commercial $2,929.50 ↑ +20%
MultiPlan Commercial $2,929.50 ↑ +20%
Buckeye Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
Humana Managed Medicaid not published by hospital —
Aetna (Ohio Rise) Managed Medicaid not published by hospital —
Amerihealth Caritas Managed Medicaid not published by hospital —
CareSource Managed Medicaid not published by hospital —

Visitor-reported prices

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Upper Back (Thoracic Spine) MRI (with contrast) at other Ohio hospitals

Hospital City Cash price Negotiated range
Trinity Medical Center East Steubenville $3,070.81 $1,502.00 – $4,767.84
cleveland clinic main campus Cleveland $2,110.55 $1.10 – $2,217.60
akron general Akron $2,110.55 $0.87 – $2,217.60
avon hospital Avon $1,601.60 $0.87 – $2,217.60
euclid hospital Euclid $1,601.60 $0.87 – $2,217.60
fairview hospital Cleveland $1,601.60 $0.87 – $2,217.60
lutheran hospital Cleveland $1,601.60 $0.87 – $2,217.60
hillcrest hospital Mayfield Heights $1,601.60 $0.87 – $2,217.60

All Ohio hospitals for this procedure →