healthcosts.net
Tx atrial fib pulm vein isol at University Hospitals St. John Medical Center
29000 Center Ridge Road, Westlake OH, OH · University Hospitals · · NPI 1841264868
$29,199.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$38,933.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8,278.00 with Aetna vs $48,067.18 with Ambetter — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Commercial | $8,278.00 | ↓ -72% |
| Medical Mutual of Ohio | Northern Ohio Commercial | $9,538.59 | ↓ -67% |
| Medical Mutual of Ohio | MedFlex Commercial | $13,248.00 | ↓ -55% |
| Medical Mutual of Ohio | SuperMed Commercial | $14,720.00 | ↓ -50% |
| University Health Employee Plan (Contigo) | Commercial | $15,573.20 | ↓ -47% |
| Medical Mutual of Ohio | NAS Commercial | $16,192.00 | ↓ -45% |
| United Healthcare | Nexus Commercial | $17,675.58 | ↓ -39% |
| Amish Church Fund and Workers Aid Plan | Fund | $17,909.18 | ↓ -39% |
| Amish Aid Community Plan | Fund | $17,909.18 | ↓ -39% |
| Buckeye Plain Ministries | Fund | $17,909.18 | ↓ -39% |
| JP Farley | Commercial | $18,298.51 | ↓ -37% |
| Anthem | Commercial | $18,298.51 | ↓ -37% |
| Immergrun | Commercial | $19,466.50 | ↓ -33% |
| Christian Healthcare Ministries | Fund | $19,466.50 | ↓ -33% |
| Sunrise Plan Communities | Fund | $19,466.50 | ↓ -33% |
| United Healthcare | Commercial | $19,622.23 | ↓ -33% |
| Anthem | Traditional Commercial | $19,661.17 | ↓ -33% |
| SummaCare | Commercial | $19,855.83 | ↓ -32% |
| AultCare | Commercial | $21,413.15 | ↓ -27% |
| Cigna | PPO Commercial | $21,607.82 | ↓ -26% |
| Cigna | OAP Commercial | $23,243.00 | ↓ -20% |
| Ohio Health Choice | Preferred Health Choice Plus Commercial | $25,306.45 | ↓ -13% |
| HealthSmart | Commercial | $25,306.45 | ↓ -13% |
| The Health Plan | Commercial | $25,695.78 | ↓ -12% |
| Molina | Medicare Advantage | $26,703.99 | ↓ -9% |
| Anthem | Medicare Advantage | $26,703.99 | ↓ -9% |
| Primetime Health Plan | Medicare Advantage | $26,703.99 | ↓ -9% |
| WellCare by AllWell | Medicare Advantage | $26,703.99 | ↓ -9% |
| Cigna | Medicare Advantage | $26,703.99 | ↓ -9% |
| SummaCare | Medicare Advantage | $26,703.99 | ↓ -9% |
| Devoted Health | Medicare Advantage | $26,703.99 | ↓ -9% |
| Aetna | Medicare Advantage | $26,703.99 | ↓ -9% |
| Humana | Medicare Advantage | $26,703.99 | ↓ -9% |
| United Healthcare | Medicare Advantage | $26,703.99 | ↓ -9% |
| The Health Plan | Medicare Advantage | $26,703.99 | ↓ -9% |
| Medical Mutual Traditional/Health Ohio | Commercial | $27,253.10 | ↓ -7% |
| Paramount | Medicare Advantage | $27,505.11 | ↓ -6% |
| Valor Health Plans | Medicare Advantage | $28,039.19 | ↓ -4% |
| Perennial Advantage of Ohio | Medicare Advantage | $28,039.19 | ↓ -4% |
| Ohio Preferred Network | Commercial | $31,146.40 | ↑ +7% |
| Beech Street | Commercial | $31,146.40 | ↑ +7% |
| First Health | Commercial | $32,314.39 | ↑ +11% |
| Century Health Network | Commercial | $33,093.05 | ↑ +13% |
| Private Healthcare System | Commercial | $33,482.38 | ↑ +15% |
| Ohio Health Choice | Commercial | $35,039.70 | ↑ +20% |
| Fortified Provider Network | Commercial | $35,039.70 | ↑ +20% |
| MultiPlan | Commercial | $35,039.70 | ↑ +20% |
| CareSource | Marketplace | $48,067.18 | ↑ +65% |
| Ambetter | Commercial | $48,067.18 | ↑ +65% |
| Humana | Managed Medicaid | not published by hospital | — |
| Amerihealth Caritas | Managed Medicaid | not published by hospital | — |
| Buckeye | Managed Medicaid | not published by hospital | — |
| Aetna (Ohio Rise) | Managed Medicaid | not published by hospital | — |
| CareSource | Managed Medicaid | not published by hospital | — |
| United Healthcare | Managed Medicaid | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |