Surgical pathology level 6 gross & microscopic examination at University Hospitals St. John Medical Center

29000 Center Ridge Road, Westlake OH, OH · University Hospitals · · NPI 1841264868

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 13, 2026

$720.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$961.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.00 with United Healthcare vs $1,481.63 with CareSource — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Nexus Commercial $56.00 ↓ -92%
United Healthcare Commercial $62.00 ↓ -91%
Anthem Commercial $175.80 ↓ -76%
Medical Mutual of Ohio Northern Ohio Commercial $235.45 ↓ -67%
Medical Mutual of Ohio MedFlex Commercial $292.14 ↓ -59%
Medical Mutual of Ohio SuperMed Commercial $324.82 ↓ -55%
Medical Mutual of Ohio NAS Commercial $357.49 ↓ -50%
University Health Employee Plan (Contigo) Commercial $384.40 ↓ -47%
Buckeye Plain Ministries Fund $442.06 ↓ -39%
Amish Aid Community Plan Fund $442.06 ↓ -39%
Amish Church Fund and Workers Aid Plan Fund $442.06 ↓ -39%
JP Farley Commercial $451.67 ↓ -37%
Immergrun Commercial $480.50 ↓ -33%
Christian Healthcare Ministries Fund $480.50 ↓ -33%
Sunrise Plan Communities Fund $480.50 ↓ -33%
Anthem Traditional Commercial $485.31 ↓ -33%
SummaCare Commercial $490.11 ↓ -32%
AultCare Commercial $528.55 ↓ -27%
Cigna PPO Commercial $533.36 ↓ -26%
Ohio Health Choice Preferred Health Choice Plus Commercial $624.65 ↓ -13%
HealthSmart Commercial $624.65 ↓ -13%
Cigna OAP Commercial $627.25 ↓ -13%
The Health Plan Commercial $634.26 ↓ -12%
Aetna Commercial $640.86 ↓ -11%
Medical Mutual Traditional/Health Ohio Commercial $672.70 ↓ -7%
Ohio Preferred Network Commercial $768.80 ↑ +7%
Beech Street Commercial $768.80 ↑ +7%
First Health Commercial $797.63 ↑ +11%
Century Health Network Commercial $816.85 ↑ +13%
WellCare by AllWell Medicare Advantage $823.13 ↑ +14%
Aetna Medicare Advantage $823.13 ↑ +14%
Anthem Medicare Advantage $823.13 ↑ +14%
Cigna Medicare Advantage $823.13 ↑ +14%
Devoted Health Medicare Advantage $823.13 ↑ +14%
Humana Medicare Advantage $823.13 ↑ +14%
Molina Medicare Advantage $823.13 ↑ +14%
Primetime Health Plan Medicare Advantage $823.13 ↑ +14%
SummaCare Medicare Advantage $823.13 ↑ +14%
The Health Plan Medicare Advantage $823.13 ↑ +14%
United Healthcare Medicare Advantage $823.13 ↑ +14%
Private Healthcare System Commercial $826.46 ↑ +15%
Paramount Medicare Advantage $847.82 ↑ +18%
Valor Health Plans Medicare Advantage $864.29 ↑ +20%
Perennial Advantage of Ohio Medicare Advantage $864.29 ↑ +20%
MultiPlan Commercial $864.90 ↑ +20%
Ohio Health Choice Commercial $864.90 ↑ +20%
Fortified Provider Network Commercial $864.90 ↑ +20%
Ambetter Commercial $1,481.63 ↑ +106%
CareSource Marketplace $1,481.63 ↑ +106%
Aetna (Ohio Rise) Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
Humana Managed Medicaid not published by hospital —
CareSource Managed Medicaid not published by hospital —
Amerihealth Caritas Managed Medicaid not published by hospital —
Buckeye Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —

Visitor-reported prices

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Surgical pathology level 6 gross & microscopic examination at other Ohio hospitals

Hospital City Cash price Negotiated range
Jewish Hospital Cincinnati $1,356.60 not published
Anderson Hospital Cincinnati $1,356.60 not published
Clermont Hospital Batavia $564.00 not published
Kings Mills Hospital Mason $1,356.60 not published
Mercy West Hospital Cincinnati $1,356.60 not published
St Ritas Medical Center Lima $658.20 not published
Trinity Medical Center East Steubenville $224.17 $101.66 – $348.04
cleveland clinic main campus Cleveland $3,664.05 $1.10 – $5,073.30

All Ohio hospitals for this procedure →