Explore/treat knee joint at University Hospitals St. John Medical Center

29000 Center Ridge Road, Westlake OH, OH · University Hospitals · · NPI 1841264868

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 13, 2026

$4,723.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,298.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,543.01 with Medical Mutual of Ohio vs $6,742.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medical Mutual of Ohio Northern Ohio Commercial $1,543.01 ↓ -67%
Anthem Commercial $2,372.22 ↓ -50%
University Health Employee Plan (Contigo) Commercial $2,693.60 ↓ -43%
Cigna OAP Commercial $2,775.00 ↓ -41%
Buckeye Plain Ministries Fund $2,897.08 ↓ -39%
Amish Aid Community Plan Fund $2,897.08 ↓ -39%
Amish Church Fund and Workers Aid Plan Fund $2,897.08 ↓ -39%
JP Farley Commercial $2,960.06 ↓ -37%
Sunrise Plan Communities Fund $3,149.00 ↓ -33%
Christian Healthcare Ministries Fund $3,149.00 ↓ -33%
Immergrun Commercial $3,149.00 ↓ -33%
Anthem Traditional Commercial $3,180.49 ↓ -33%
SummaCare Commercial $3,211.98 ↓ -32%
WellCare by AllWell Medicare Advantage $3,342.87 ↓ -29%
Aetna Medicare Advantage $3,342.87 ↓ -29%
Anthem Medicare Advantage $3,342.87 ↓ -29%
Cigna Medicare Advantage $3,342.87 ↓ -29%
Devoted Health Medicare Advantage $3,342.87 ↓ -29%
Humana Medicare Advantage $3,342.87 ↓ -29%
Molina Medicare Advantage $3,342.87 ↓ -29%
Primetime Health Plan Medicare Advantage $3,342.87 ↓ -29%
SummaCare Medicare Advantage $3,342.87 ↓ -29%
The Health Plan Medicare Advantage $3,342.87 ↓ -29%
United Healthcare Medicare Advantage $3,342.87 ↓ -29%
Paramount Medicare Advantage $3,443.16 ↓ -27%
AultCare Commercial $3,463.90 ↓ -27%
Cigna PPO Commercial $3,495.39 ↓ -26%
Valor Health Plans Medicare Advantage $3,510.01 ↓ -26%
Perennial Advantage of Ohio Medicare Advantage $3,510.01 ↓ -26%
HealthSmart Commercial $4,093.70 ↓ -13%
Ohio Health Choice Preferred Health Choice Plus Commercial $4,093.70 ↓ -13%
The Health Plan Commercial $4,156.68 ↓ -12%
Medical Mutual Traditional/Health Ohio Commercial $4,408.60 ↓ -7%
Ohio Preferred Network Commercial $5,038.40 ↑ +7%
Beech Street Commercial $5,038.40 ↑ +7%
Aetna Commercial $5,095.00 ↑ +8%
First Health Commercial $5,227.34 ↑ +11%
Century Health Network Commercial $5,353.30 ↑ +13%
Private Healthcare System Commercial $5,416.28 ↑ +15%
Medical Mutual of Ohio MedFlex Commercial $5,483.00 ↑ +16%
Ohio Health Choice Commercial $5,668.20 ↑ +20%
Fortified Provider Network Commercial $5,668.20 ↑ +20%
MultiPlan Commercial $5,668.20 ↑ +20%
Ambetter Commercial $6,017.17 ↑ +27%
CareSource Marketplace $6,017.17 ↑ +27%
United Healthcare Nexus Commercial $6,067.80 ↑ +28%
Medical Mutual of Ohio SuperMed Commercial $6,092.00 ↑ +29%
Medical Mutual of Ohio NAS Commercial $6,701.00 ↑ +42%
United Healthcare Commercial $6,742.00 ↑ +43%
Aetna (Ohio Rise) Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
CareSource Managed Medicaid not published by hospital —
Humana Managed Medicaid not published by hospital —
Amerihealth Caritas Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
Buckeye Managed Medicaid not published by hospital —

Visitor-reported prices

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Explore/treat knee joint at other Ohio hospitals

Hospital City Cash price Negotiated range
cleveland clinic main campus Cleveland $1,565.20 $1.10 – $3,095.56
akron general Akron $1,565.20 $1.10 – $3,237.79
mercy hospital Canton $1,565.20 $1.10 – $3,188.43
University Hospitals Ahuja Medical Center Beachwood $4,723.50 $900.00 – $5,668.20
University Hospitals Beachwood Medical Center Beachwood $4,723.50 $900.00 – $7,840.20
University Hospitals Conneaut Medical Center Conneaut $3,228.00 not published
University Hospitals Elyria Medical Center Elyria $4,723.50 $3,095.56 – $5,572.02
University Hospitals Regional Hospitals - Geauga Medical Center Chardon $4,723.50 $3,095.56 – $5,572.02

All Ohio hospitals for this procedure →