Echo exam of fetal heart at University Hospitals St. John Medical Center

29000 Center Ridge Road, Westlake OH, OH · University Hospitals · · NPI 1841264868

Source: hospital's published price file ↗ · Published Jul 14, 2026 · Ingested Aug 13, 2026

$644.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$859.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.46 with Medical Mutual of Ohio vs $2,068.79 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medical Mutual of Ohio Northern Ohio Commercial $210.46 ↓ -67%
Medical Mutual of Ohio MedFlex Commercial $261.14 ↓ -59%
Medical Mutual of Ohio SuperMed Commercial $290.34 ↓ -55%
Medical Mutual of Ohio NAS Commercial $319.55 ↓ -50%
United Healthcare Nexus Commercial $389.99 ↓ -39%
Buckeye Plain Ministries Fund $395.14 ↓ -39%
Amish Aid Community Plan Fund $395.14 ↓ -39%
Amish Church Fund and Workers Aid Plan Fund $395.14 ↓ -39%
Anthem Commercial $403.73 ↓ -37%
JP Farley Commercial $403.73 ↓ -37%
Immergrun Commercial $429.50 ↓ -33%
Christian Healthcare Ministries Fund $429.50 ↓ -33%
Sunrise Plan Communities Fund $429.50 ↓ -33%
United Healthcare Commercial $432.94 ↓ -33%
Anthem Traditional Commercial $433.80 ↓ -33%
SummaCare Commercial $438.09 ↓ -32%
AultCare Commercial $472.45 ↓ -27%
Cigna PPO Commercial $476.75 ↓ -26%
Aetna Commercial $501.63 ↓ -22%
WellCare by AllWell Medicare Advantage $558.25 ↓ -13%
Aetna Medicare Advantage $558.25 ↓ -13%
Anthem Medicare Advantage $558.25 ↓ -13%
Cigna Medicare Advantage $558.25 ↓ -13%
Devoted Health Medicare Advantage $558.25 ↓ -13%
Humana Medicare Advantage $558.25 ↓ -13%
Molina Medicare Advantage $558.25 ↓ -13%
Primetime Health Plan Medicare Advantage $558.25 ↓ -13%
SummaCare Medicare Advantage $558.25 ↓ -13%
The Health Plan Medicare Advantage $558.25 ↓ -13%
United Healthcare Medicare Advantage $558.25 ↓ -13%
Ohio Health Choice Preferred Health Choice Plus Commercial $558.35 ↓ -13%
HealthSmart Commercial $558.35 ↓ -13%
The Health Plan Commercial $566.94 ↓ -12%
Paramount Medicare Advantage $575.00 ↓ -11%
Valor Health Plans Medicare Advantage $586.16 ↓ -9%
Perennial Advantage of Ohio Medicare Advantage $586.16 ↓ -9%
Medical Mutual Traditional/Health Ohio Commercial $601.30 ↓ -7%
University Health Employee Plan (Contigo) Commercial $685.66 ↑ +6%
Beech Street Commercial $687.20 ↑ +7%
Ohio Preferred Network Commercial $687.20 ↑ +7%
First Health Commercial $712.97 ↑ +11%
Century Health Network Commercial $730.15 ↑ +13%
Private Healthcare System Commercial $738.74 ↑ +15%
Fortified Provider Network Commercial $773.10 ↑ +20%
Ohio Health Choice Commercial $773.10 ↑ +20%
MultiPlan Commercial $773.10 ↑ +20%
Ambetter Commercial $1,004.85 ↑ +56%
CareSource Marketplace $1,004.85 ↑ +56%
Cigna OAP Commercial $2,068.79 ↑ +221%
Amerihealth Caritas Managed Medicaid not published by hospital —
CareSource Managed Medicaid not published by hospital —
Humana Managed Medicaid not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
Molina Managed Medicaid not published by hospital —
Aetna (Ohio Rise) Managed Medicaid not published by hospital —
Buckeye Managed Medicaid not published by hospital —

Visitor-reported prices

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Echo exam of fetal heart at other Ohio hospitals

Hospital City Cash price Negotiated range
Anderson Hospital Cincinnati $939.00 not published
cleveland clinic main campus Cleveland $2,893.15 $1.10 – $3,404.70
akron general Akron $2,893.15 $0.87 – $3,404.70
avon hospital Avon $2,458.95 $0.87 – $3,404.70
euclid hospital Euclid $2,458.95 $0.87 – $3,404.70
fairview hospital Cleveland $2,458.95 $0.87 – $3,404.70
lutheran hospital Cleveland $2,458.95 $0.87 – $3,404.70
hillcrest hospital Mayfield Heights $2,458.95 $0.87 – $3,404.70

All Ohio hospitals for this procedure →