healthcosts.net
Clos txnose fx without stablz 21315 at University Hospitals St. John Medical Center
29000 Center Ridge Road, Westlake OH, OH · University Hospitals · · NPI 1841264868
$2,896.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,862.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$946.19 with Medical Mutual of Ohio vs $3,475.80 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medical Mutual of Ohio | Northern Ohio Commercial | $946.19 | ↓ -67% |
| Molina | Medicare Advantage | $1,585.19 | ↓ -45% |
| Anthem | Medicare Advantage | $1,585.19 | ↓ -45% |
| Primetime Health Plan | Medicare Advantage | $1,585.19 | ↓ -45% |
| WellCare by AllWell | Medicare Advantage | $1,585.19 | ↓ -45% |
| Cigna | Medicare Advantage | $1,585.19 | ↓ -45% |
| SummaCare | Medicare Advantage | $1,585.19 | ↓ -45% |
| Devoted Health | Medicare Advantage | $1,585.19 | ↓ -45% |
| Aetna | Medicare Advantage | $1,585.19 | ↓ -45% |
| Humana | Medicare Advantage | $1,585.19 | ↓ -45% |
| United Healthcare | Medicare Advantage | $1,585.19 | ↓ -45% |
| The Health Plan | Medicare Advantage | $1,585.19 | ↓ -45% |
| Paramount | Medicare Advantage | $1,632.75 | ↓ -44% |
| Valor Health Plans | Medicare Advantage | $1,664.45 | ↓ -43% |
| Perennial Advantage of Ohio | Medicare Advantage | $1,664.45 | ↓ -43% |
| United Healthcare | Nexus Commercial | $1,753.35 | ↓ -39% |
| Amish Church Fund and Workers Aid Plan | Fund | $1,776.52 | ↓ -39% |
| Amish Aid Community Plan | Fund | $1,776.52 | ↓ -39% |
| Buckeye Plain Ministries | Fund | $1,776.52 | ↓ -39% |
| JP Farley | Commercial | $1,815.14 | ↓ -37% |
| University Health Employee Plan (Contigo) | Commercial | $1,857.44 | ↓ -36% |
| Immergrun | Commercial | $1,931.00 | ↓ -33% |
| Christian Healthcare Ministries | Fund | $1,931.00 | ↓ -33% |
| Sunrise Plan Communities | Fund | $1,931.00 | ↓ -33% |
| United Healthcare | Commercial | $1,946.45 | ↓ -33% |
| Anthem | Traditional Commercial | $1,950.31 | ↓ -33% |
| SummaCare | Commercial | $1,969.62 | ↓ -32% |
| Cigna | OAP Commercial | $2,018.00 | ↓ -30% |
| Anthem | Commercial | $2,118.64 | ↓ -27% |
| AultCare | Commercial | $2,124.10 | ↓ -27% |
| Cigna | PPO Commercial | $2,143.41 | ↓ -26% |
| Ohio Health Choice | Preferred Health Choice Plus Commercial | $2,510.30 | ↓ -13% |
| HealthSmart | Commercial | $2,510.30 | ↓ -13% |
| Medical Mutual of Ohio | MedFlex Commercial | $2,513.00 | ↓ -13% |
| The Health Plan | Commercial | $2,548.92 | ↓ -12% |
| Aetna | Commercial | $2,575.95 | ↓ -11% |
| Medical Mutual Traditional/Health Ohio | Commercial | $2,703.40 | ↓ -7% |
| Medical Mutual of Ohio | SuperMed Commercial | $2,792.00 | ↓ -4% |
| CareSource | Marketplace | $2,853.34 | ↓ -1% |
| Ambetter | Commercial | $2,853.34 | ↓ -1% |
| Medical Mutual of Ohio | NAS Commercial | $3,071.00 | ↑ +6% |
| Ohio Preferred Network | Commercial | $3,089.60 | ↑ +7% |
| Beech Street | Commercial | $3,089.60 | ↑ +7% |
| First Health | Commercial | $3,205.46 | ↑ +11% |
| Century Health Network | Commercial | $3,282.70 | ↑ +13% |
| Private Healthcare System | Commercial | $3,321.32 | ↑ +15% |
| Ohio Health Choice | Commercial | $3,475.80 | ↑ +20% |
| Fortified Provider Network | Commercial | $3,475.80 | ↑ +20% |
| MultiPlan | Commercial | $3,475.80 | ↑ +20% |
| Humana | Managed Medicaid | not published by hospital | — |
| Amerihealth Caritas | Managed Medicaid | not published by hospital | — |
| Buckeye | Managed Medicaid | not published by hospital | — |
| Aetna (Ohio Rise) | Managed Medicaid | not published by hospital | — |
| CareSource | Managed Medicaid | not published by hospital | — |
| United Healthcare | Managed Medicaid | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |