Cardiac MRI w/stress img at University Hospitals St. John Medical Center
29000 Center Ridge Road, Westlake OH, OH · University Hospitals · · NPI 1841264868
$4,247.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,663.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$558.25 with WellCare by AllWell vs $5,096.70 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WellCare by AllWell | Medicare Advantage | $558.25 | ↓ -87% |
| Aetna | Medicare Advantage | $558.25 | ↓ -87% |
| Anthem | Medicare Advantage | $558.25 | ↓ -87% |
| Cigna | Medicare Advantage | $558.25 | ↓ -87% |
| Devoted Health | Medicare Advantage | $558.25 | ↓ -87% |
| Humana | Medicare Advantage | $558.25 | ↓ -87% |
| Molina | Medicare Advantage | $558.25 | ↓ -87% |
| Primetime Health Plan | Medicare Advantage | $558.25 | ↓ -87% |
| SummaCare | Medicare Advantage | $558.25 | ↓ -87% |
| The Health Plan | Medicare Advantage | $558.25 | ↓ -87% |
| United Healthcare | Medicare Advantage | $558.25 | ↓ -87% |
| Paramount | Medicare Advantage | $575.00 | ↓ -86% |
| Valor Health Plans | Medicare Advantage | $586.16 | ↓ -86% |
| Perennial Advantage of Ohio | Medicare Advantage | $586.16 | ↓ -86% |
| University Health Employee Plan (Contigo) | Commercial | $728.00 | ↓ -83% |
| Amish Aid Community Plan | Fund | $800.00 | ↓ -81% |
| Buckeye Plain Ministries | Fund | $800.00 | ↓ -81% |
| Amish Church Fund and Workers Aid Plan | Fund | $800.00 | ↓ -81% |
| Anthem | Commercial | $895.00 | ↓ -79% |
| CareSource | Marketplace | $1,004.85 | ↓ -76% |
| Ambetter | Commercial | $1,004.85 | ↓ -76% |
| Medical Mutual of Ohio | MedFlex Commercial | $1,125.00 | ↓ -74% |
| Medical Mutual of Ohio | SuperMed Commercial | $1,250.00 | ↓ -71% |
| Christian Healthcare Ministries | Fund | $1,351.00 | ↓ -68% |
| Medical Mutual of Ohio | NAS Commercial | $1,375.00 | ↓ -68% |
| Cigna | OAP Commercial | $1,375.00 | ↓ -68% |
| Medical Mutual of Ohio | Northern Ohio Commercial | $1,387.44 | ↓ -67% |
| AultCare | Commercial | $1,425.00 | ↓ -66% |
| SummaCare | Commercial | $1,872.00 | ↓ -56% |
| JP Farley | Commercial | $1,957.00 | ↓ -54% |
| United Healthcare | Nexus Commercial | $2,093.00 | ↓ -51% |
| United Healthcare | Commercial | $2,325.00 | ↓ -45% |
| Aetna | Commercial | $2,326.00 | ↓ -45% |
| Sunrise Plan Communities | Fund | $2,831.50 | ↓ -33% |
| Immergrun | Commercial | $2,831.50 | ↓ -33% |
| Anthem | Traditional Commercial | $2,859.82 | ↓ -33% |
| Cigna | PPO Commercial | $3,142.97 | ↓ -26% |
| Ohio Health Choice | Preferred Health Choice Plus Commercial | $3,680.95 | ↓ -13% |
| HealthSmart | Commercial | $3,680.95 | ↓ -13% |
| The Health Plan | Commercial | $3,737.58 | ↓ -12% |
| Medical Mutual Traditional/Health Ohio | Commercial | $3,964.10 | ↓ -7% |
| Beech Street | Commercial | $4,530.40 | ↑ +7% |
| Ohio Preferred Network | Commercial | $4,530.40 | ↑ +7% |
| First Health | Commercial | $4,700.29 | ↑ +11% |
| Century Health Network | Commercial | $4,813.55 | ↑ +13% |
| Private Healthcare System | Commercial | $4,870.18 | ↑ +15% |
| Fortified Provider Network | Commercial | $5,096.70 | ↑ +20% |
| Ohio Health Choice | Commercial | $5,096.70 | ↑ +20% |
| MultiPlan | Commercial | $5,096.70 | ↑ +20% |
| Buckeye | Managed Medicaid | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |
| United Healthcare | Managed Medicaid | not published by hospital | — |
| Aetna (Ohio Rise) | Managed Medicaid | not published by hospital | — |
| Humana | Managed Medicaid | not published by hospital | — |
| Amerihealth Caritas | Managed Medicaid | not published by hospital | — |
| CareSource | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic main campus | Cleveland | $3,302.65 | $1.10 – $3,404.70 |
| akron general | Akron | $2,458.95 | $0.87 – $3,404.70 |
| University Hospitals Ahuja Medical Center | Beachwood | $4,247.25 | $516.95 – $5,096.70 |
| University Hospitals Beachwood Medical Center | Beachwood | $4,247.25 | $516.95 – $5,096.70 |
| University Hospitals Conneaut Medical Center | Conneaut | $4,815.75 | $2,260.00 – $2,260.00 |
| University Hospitals Elyria Medical Center | Elyria | $4,247.25 | $516.95 – $930.51 |
| University Hospitals Regional Hospitals - Geauga Medical Center | Chardon | $4,247.25 | $516.95 – $930.51 |
| University Hospitals Geneva Medical Center | Geneva | $4,815.75 | $2,528.00 – $2,528.00 |