After cataract laser surgery at University Hospitals St. John Medical Center
29000 Center Ridge Road, Westlake OH, OH · University Hospitals · · NPI 1841264868
$1,499.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,999.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$489.76 with Medical Mutual of Ohio vs $3,710.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medical Mutual of Ohio | Northern Ohio Commercial | $489.76 | ↓ -67% |
| Aetna | Medicare Advantage | $561.91 | ↓ -63% |
| WellCare by AllWell | Medicare Advantage | $561.91 | ↓ -63% |
| Anthem | Medicare Advantage | $561.91 | ↓ -63% |
| Cigna | Medicare Advantage | $561.91 | ↓ -63% |
| Devoted Health | Medicare Advantage | $561.91 | ↓ -63% |
| Humana | Medicare Advantage | $561.91 | ↓ -63% |
| Molina | Medicare Advantage | $561.91 | ↓ -63% |
| Primetime Health Plan | Medicare Advantage | $561.91 | ↓ -63% |
| SummaCare | Medicare Advantage | $561.91 | ↓ -63% |
| The Health Plan | Medicare Advantage | $561.91 | ↓ -63% |
| United Healthcare | Medicare Advantage | $561.91 | ↓ -63% |
| Paramount | Medicare Advantage | $578.77 | ↓ -61% |
| Perennial Advantage of Ohio | Medicare Advantage | $590.01 | ↓ -61% |
| Valor Health Plans | Medicare Advantage | $590.01 | ↓ -61% |
| Amish Aid Community Plan | Fund | $919.54 | ↓ -39% |
| Buckeye Plain Ministries | Fund | $919.54 | ↓ -39% |
| Amish Church Fund and Workers Aid Plan | Fund | $919.54 | ↓ -39% |
| JP Farley | Commercial | $939.53 | ↓ -37% |
| Christian Healthcare Ministries | Fund | $999.50 | ↓ -33% |
| Sunrise Plan Communities | Fund | $999.50 | ↓ -33% |
| Immergrun | Commercial | $999.50 | ↓ -33% |
| Anthem | Traditional Commercial | $1,009.50 | ↓ -33% |
| Ambetter | Commercial | $1,011.44 | ↓ -33% |
| CareSource | Marketplace | $1,011.44 | ↓ -33% |
| SummaCare | Commercial | $1,019.49 | ↓ -32% |
| AultCare | Commercial | $1,099.45 | ↓ -27% |
| United Healthcare | Nexus Commercial | $1,101.58 | ↓ -27% |
| Cigna | PPO Commercial | $1,109.45 | ↓ -26% |
| United Healthcare | Commercial | $1,223.98 | ↓ -18% |
| HealthSmart | Commercial | $1,299.35 | ↓ -13% |
| Ohio Health Choice | Preferred Health Choice Plus Commercial | $1,299.35 | ↓ -13% |
| The Health Plan | Commercial | $1,319.34 | ↓ -12% |
| Medical Mutual Traditional/Health Ohio | Commercial | $1,399.30 | ↓ -7% |
| Medical Mutual of Ohio | MedFlex Commercial | $1,508.00 | ↑ +1% |
| Beech Street | Commercial | $1,599.20 | ↑ +7% |
| Ohio Preferred Network | Commercial | $1,599.20 | ↑ +7% |
| Anthem | Commercial | $1,640.48 | ↑ +9% |
| First Health | Commercial | $1,659.17 | ↑ +11% |
| Medical Mutual of Ohio | SuperMed Commercial | $1,676.00 | ↑ +12% |
| Century Health Network | Commercial | $1,699.15 | ↑ +13% |
| Private Healthcare System | Commercial | $1,719.14 | ↑ +15% |
| Ohio Health Choice | Commercial | $1,799.10 | ↑ +20% |
| Fortified Provider Network | Commercial | $1,799.10 | ↑ +20% |
| MultiPlan | Commercial | $1,799.10 | ↑ +20% |
| Medical Mutual of Ohio | NAS Commercial | $1,844.00 | ↑ +23% |
| University Health Employee Plan (Contigo) | Commercial | $1,857.44 | ↑ +24% |
| Cigna | OAP Commercial | $2,018.00 | ↑ +35% |
| Aetna | Commercial | $3,710.00 | ↑ +147% |
| CareSource | Managed Medicaid | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |
| Buckeye | Managed Medicaid | not published by hospital | — |
| Aetna (Ohio Rise) | Managed Medicaid | not published by hospital | — |
| Humana | Managed Medicaid | not published by hospital | — |
| United Healthcare | Managed Medicaid | not published by hospital | — |
| Amerihealth Caritas | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
After cataract laser surgery at other Ohio hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Jewish Hospital | Cincinnati | $1,411.20 | not published |
| Clermont Hospital | Batavia | $1,411.20 | not published |
| Kings Mills Hospital | Mason | $1,411.20 | not published |
| Mercy West Hospital | Cincinnati | $1,411.20 | not published |
| cleveland clinic main campus | Cleveland | $1,640.60 | $0.01 – $2,271.60 |
| avon hospital | Avon | $1,640.60 | $0.01 – $2,271.60 |
| euclid hospital | Euclid | $1,640.60 | $0.01 – $2,271.60 |
| fairview hospital | Cleveland | $1,640.60 | $0.01 – $2,271.60 |